{"id":658584,"date":"2024-05-27T00:01:00","date_gmt":"2024-05-26T22:01:00","guid":{"rendered":"https:\/\/dailynewshungary.com\/cn\/2024%e5%b9%b4%e5%ae%9a%e6%9c%9f%e4%bf%9d%e9%99%a9%e7%9b%b8%e5%85%b3%e7%9a%84%e7%a8%8e%e6%94%b6%e8%a7%84%e5%88%99%e6%8c%91%e6%88%98%e5%92%8c%e4%bc%98%e5%8a%bf\/"},"modified":"2024-05-27T00:01:00","modified_gmt":"2024-05-26T22:01:00","slug":"2024%e5%b9%b4%e5%ae%9a%e6%9c%9f%e4%bf%9d%e9%99%a9%e7%9b%b8%e5%85%b3%e7%9a%84%e7%a8%8e%e6%94%b6%e8%a7%84%e5%88%99%e6%8c%91%e6%88%98%e5%92%8c%e4%bc%98%e5%8a%bf","status":"publish","type":"post","link":"https:\/\/dailynewshungary.com\/cn\/2024%e5%b9%b4%e5%ae%9a%e6%9c%9f%e4%bf%9d%e9%99%a9%e7%9b%b8%e5%85%b3%e7%9a%84%e7%a8%8e%e6%94%b6%e8%a7%84%e5%88%99%e6%8c%91%e6%88%98%e5%92%8c%e4%bc%98%e5%8a%bf\/","title":{"rendered":"2024\u5e74\u5b9a\u671f\u4fdd\u9669\u76f8\u5173\u7684\u7a0e\u6536\u89c4\u5219:\u6311\u6218\u548c\u4f18\u52bf"},"content":{"rendered":"<p style=\"text-align: center;\"><b><i><span style=\"color: #999999;\">\u8d5e\u52a9\u5185\u5bb9<\/span><\/i><\/b><\/p>\n<p><strong>\u5370\u5ea6\u7684\u4fdd\u9669\u4e1a\u5728\u8fc7\u53bb\u51e0\u5e74\u4e2d\u53d1\u751f\u4e86\u5de8\u5927\u7684\u53d8\u5316,\u968f\u7740\u4eba\u4eec\u5bf9\u4fdd\u9669\u91cd\u8981\u6027\u7684\u8ba4\u8bc6\u4e0d\u65ad\u63d0\u9ad8,\u5bf9\u5404\u79cd\u4fdd\u9669\u4ea7\u54c1\u7684\u9700\u6c42\u6fc0\u589e,\u5b9a\u671f\u4fdd\u9669\u662f\u6700\u53d7\u6b22\u8fce\u7684\u4ea7\u54c1\u4e4b\u4e00,\u5c24\u5176\u662f\u5728\u804c\u4e13\u4e1a\u4eba\u5458\u4e2d\u3002<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">\u8be5\u535a\u5ba2\u5c06\u8ba8\u8bba\u622a\u81f3 2024 \u5e74\u5370\u5ea6\u5b9a\u671f\u4fdd\u9669\u4fdd\u5355\u7684\u57fa\u672c\u7a0e\u6536\u89c4\u5219\u3002\u6211\u4eec\u8fd8\u5c06\u8ba8\u8bba\u8fd9\u4e9b\u4e0d\u65ad\u53d8\u5316\u7684\u7a0e\u6536\u89c4\u5219\u5e26\u6765\u7684\u6311\u6218\u4ee5\u53ca\u4eba\u4eec\u5982\u4f55\u4ecd\u7136\u4eab\u53d7\u8fd9\u4e9b\u6311\u6218 <\/span><a href=\"https:\/\/www.acko.com\/life-insurance\/term-insurance-tax-benefit\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u5b9a\u671f\u4fdd\u9669\u7a0e\u798f\u5229<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<h2><b>\u5b9a\u671f\u4fdd\u9669\u8d39\u7684\u7a0e\u6536\u5f85\u9047<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">\u636e\u300a\u6240\u5f97\u7a0e\u6cd5\u300b\u7b2c80C\u6761\u652f\u4ed8\u7684\u4fdd\u8d39\u6709\u8d44\u683c\u4eab\u53d7\u7a0e\u6536\u4f18\u60e0,\u5728\u4e00\u4e2a\u8d22\u653f\u5e74\u5ea6\u6700\u9ad8\u53ef\u8fbe15\u4e07\u5362\u6bd4,\u8fd9\u4e0015\u4e07\u5362\u6bd4\u7684\u9650\u989d\u5e76\u975e\u4fdd\u9669\u8d39\u7684\u4e13\u5c5e,\u800c\u662f\u5728\u5176\u4ed6\u8282\u7a0e\u6295\u8d44\u4e2d\u5206\u4eab,\u5982PPF\u3001ELSS\u3001NSC\u7b49\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">1\u540d\u4e2a\u4eba\u53ef\u5229\u7528\u8be5\u9879\u798f\u5229\u4e3a\u81ea\u5df1\u3001\u914d\u5076\u3001\u5b50\u5973\u652f\u4ed8\u7684\u4fdd\u8d39,\u4fdd\u8d39\u91d1\u989d\u65b9\u9762\u6ca1\u6709\u6700\u9ad8\u9650\u989d,\u4fdd\u989d\u8d8a\u9ad8,\u4fdd\u8d39\u91d1\u989d\u8d8a\u9ad8,\u7b2c80C\u6761\u4e0b\u7684\u50a8\u84c4\u91d1\u989d\u8d8a\u9ad8\u3002<\/span><\/p>\n<h2><b>\u6b7b\u4ea1\u629a\u6064\u91d1\u7684\u7a0e\u6536\u5f85\u9047<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">\u7167\u300a\u6240\u5f97\u7a0e\u6cd5\u300b\u7b2c10(10D)\u6761,\u5b9a\u671f\u4fdd\u9669\u6700\u663e\u8457\u7684\u4f18\u52bf\u4e4b\u4e00\u662f,\u5bf9\u4e8e\u53d7\u76ca\u4eba\u6216\u88ab\u63d0\u540d\u4eba\u800c\u8a00,\u6b7b\u4ea1\u8865\u52a9\u91d1\u5b8c\u5168\u514d\u7a0e\u3002\u65e0\u8bba\u6b7b\u4ea1\u539f\u56e0\u6216\u4fdd\u5355\u671f\u9650\u5982\u4f55(\u53ea\u8981\u7b26\u5408\u76d1\u7ba1\u89c4\u8303),\u8be5\u89c4\u5219\u90fd\u6210\u7acb\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u6240\u4ee5\u5982\u679c\u4e00\u4e2a\u4eba\u6709\u4e00\u4e2a <\/span><a href=\"https:\/\/www.acko.com\/life-insurance\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u4eba\u5bff\u4fdd\u9669<\/span><\/a><span style=\"font-weight: 400;\"> 1\u5343\u4e07\u5362\u6bd4,\u5982\u679c\u4ed6\u5728\u4fdd\u5355\u671f\u9650\u5185\u8fc7\u65e9\u6b7b\u4ea1,\u4fdd\u9669\u516c\u53f8\u5411\u53d7\u76ca\u4eba\u652f\u4ed8\u76841\u5343\u4e07\u5362\u6bd4\u5168\u90e8\u514d\u7a0e,\u6b7b\u4ea1\u629a\u6064\u91d1\u91d1\u989d\u4e0d\u8ba1\u5165\u53d7\u76ca\u4eba\u7684\u6536\u5165,\u4e5f\u4e0d\u5f97\u7eb3\u7a0e\u3002<\/span><\/p>\n<h2><b>\u5230\u671f\u798f\u5229\u7684\u7a0e\u6536\u5f85\u9047<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Term insurance policy\u4e0d\u63d0\u4f9b\u4efb\u4f55\u5230\u671f\u798f\u5229,\u56e0\u4e3a\u5b83\u4eec\u53ea\u63d0\u4f9b\u7279\u5b9a\u671f\u9650\u7684\u4eba\u5bff\u4fdd\u9669,\u8fd9\u4e9b\u7eaf\u7cb9\u7684\u4fdd\u62a4\u8ba1\u5212\u5728\u671f\u9650\u7ed3\u675f\u540e\u5230\u671f,\u5982\u679c\u88ab\u4fdd\u9669\u4eba\u80fd\u5728\u4fdd\u5355\u671f\u9650\u5185\u5b58\u6d3b\u4e0b\u6765,\u5219\u4e0d\u652f\u4ed8\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u7136\u800c,\u5b9a\u671f\u4fdd\u9669\u7684\u67d0\u4e9b\u53d8\u4f53\u63d0\u4f9b\u76f4\u81f3\u6210\u719f\u7684\u4fdd\u8d39\u751f\u5b58\u56de\u62a5\u3002&nbsp;<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u636e\u300a\u6240\u5f97\u7a0e\u6cd5\u300b\u7b2c10(10D)\u6761,\u5b9a\u671f\u4fdd\u9669\u5355\u7684\u5230\u671f\u798f\u5229\u662f\u514d\u7a0e\u7684,\u524d\u63d0\u662f\u6ee1\u8db3\u67d0\u4e9b\u6761\u4ef6\u3002&nbsp;<\/span><\/p>\n<h2><b>TDS \u5173\u4e8e\u5b9a\u671f\u4fdd\u9669\u4ed8\u6b3e<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">\u636e\u300a\u6240\u5f97\u7a0e\u6cd5\u300b\u7b2c194DA\u6761,\u4fdd\u9669\u516c\u53f8\u5c06\u6263\u9664\u8d85\u8fc710\u4e07\u5362\u6bd4\u7684\u5b9a\u671f\u4fdd\u9669\u652f\u51faTDS @ 5%,\u4f4e\u4e8e\u6b64\u91d1\u989d\u7684\u652f\u51fa\u5c06\u6ca1\u6709TDS\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">10(10D)\u6761\u7684\u89c4\u5b9a,\u5373\u4f7f\u7d22\u8d54\u91d1\u989d\u7684\u63a5\u53d7\u8005\u514d\u7a0e,\u5bf9TDS\u7684\u8981\u6c42\u4e5f\u6210\u7acb,\u56e0\u6b64\u5373\u4f7f\u88ab\u63d0\u540d\u4eba\u6536\u5230\u7684\u6b7b\u4ea1\u7d22\u8d54\u662f\u514d\u7a0e\u7684,\u5982\u679c\u91d1\u989d\u8d85\u8fc710\u4e07\u5362\u6bd4,TDS\u5e94\u88ab\u6263\u9664\u3002<\/span><\/p>\n<h2><b>\u5c3d\u7ba1\u6709\u65b0\u7684\u7a0e\u6536\u89c4\u5219,\u8d2d\u4e70\u5b9a\u671f\u4fdd\u9669\u7684\u4f18\u52bf<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">\u867d\u7136\u4e0e\u5b9a\u671f\u4fdd\u9669\u76f8\u5173\u7684\u4e00\u4e9b\u652f\u51fa\u548c\u5230\u671f\u798f\u5229\u76f8\u5173\u7684\u7a0e\u6536\u89c4\u5219\u6700\u8fd1\u6709\u6240\u4fee\u8ba2,\u4f46\u5b9a\u671f\u4fdd\u9669\u4ecd\u7136\u662f\u60a8\u5728\u53bb\u4e16\u540e\u786e\u4fdd\u5bb6\u5ead\u8d22\u52a1\u672a\u6765\u7684\u4fbf\u6377\u65b9\u5f0f\u4ee5\u4e0b\u662f\u8d2d\u4e70\u5b9a\u671f\u4fdd\u9669\u7684\u4e00\u4e9b\u5173\u952e\u4f18\u52bf:<\/span><b><\/b><\/p>\n<ul>\n<li aria-level=\"1\"><b>\u6781\u5177\u6210\u672c\u6548\u76ca<\/b><span style=\"font-weight: 400;\">:\u5b9a\u671f\u4fdd\u9669\u4ee5\u76f8\u5bf9\u8f83\u4f4e\u7684\u4fdd\u8d39\u63d0\u4f9b\u975e\u5e38\u9ad8\u7684\u4fdd\u9669,\u5bf9\u4e8e\u5065\u5eb7\u7684\u4e2a\u4eba\u6765\u8bf4,1\u5343\u4e07\u5362\u6bd4\u7684\u4fdd\u9669\u91d1\u989d\u7684\u5e74\u5ea6\u4fdd\u8d39\u53ef\u80fd\u662f15,000\u5362\u6bd4\u3002<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><b>\u7eaf\u7cb9\u7684\u4fdd\u62a4,\u4e0d\u9644\u52a0\u4efb\u4f55\u5b57\u7b26\u4e32<\/b><span style=\"font-weight: 400;\">:\u4e0e\u5e02\u573a\u6302\u94a9\u6216\u53c2\u4e0e\u8ba1\u5212\u4e0d\u540c,\u5b9a\u671f\u4fdd\u9669\u5728\u60b2\u5267\u53d1\u751f\u65f6\u63d0\u4f9b\u4e00\u6b21\u6027\u4ed8\u6b3e\u4fdd\u8bc1,\u6ca1\u6709\u4efb\u4f55\u6761\u6b3e\u3002<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><b>\u786e\u4fdd\u5b69\u5b50\u7684\u672a\u6765<\/b><span style=\"font-weight: 400;\">: \u5b9a\u671f\u8ba1\u5212\u5141\u8bb8\u60a8\u63d0\u540d\u513f\u7ae5\u4f5c\u4e3a\u53d7\u76ca\u4eba,\u4ee5\u786e\u4fdd\u4ed6\u4eec\u7684\u7ecf\u6d4e\u5b89\u5168\u4e0d\u4f1a\u56e0\u60a8\u7684\u82f1\u5e74\u65e9\u901d\u800c\u53d7\u5230\u635f\u5bb3\u3002<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><b>\u4fc3\u8fdb\u8d37\u6b3e\u8d44\u683c:<\/b><span style=\"font-weight: 400;\"> \u9ad8\u4fdd\u9669\u8986\u76d6\u7387,\u5982\u679c\u8d37\u6b3e\u4eba\u6b7b\u5f97\u5feb,\u5bb6\u5ead\u53ef\u4ee5\u507f\u8fd8\u672a\u507f\u8fd8\u7684\u8d37\u6b3e,\u8fd9\u6709\u5229\u4e8e\u4ee5\u66f4\u597d\u7684\u6761\u4ef6\u66f4\u5bb9\u6613\u5730\u6279\u51c6\u8d37\u6b3e\u3002<\/span><\/li>\n<\/ul>\n<h2><b>\u7ed3\u8bba<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Term insurance\u7531\u4e8e\u5176\u53ef\u8d1f\u62c5\u6027\u548c\u900f\u660e\u7684\u7ed3\u6784,\u4e00\u76f4\u662f\u5370\u5ea6\u6700\u53d7\u6b22\u8fce\u7684\u4eba\u5bff\u4fdd\u9669\u5f62\u5f0f\u4e4b\u4e00,\u4f46\u662f\u6700\u8fd1\u51fa\u53f0\u7684\u7a0e\u6536\u89c4\u5219\u53ef\u80fd\u4f1a\u5bf9\u7279\u5b9a\u671f\u9650\u8ba1\u5212\u7684\u67d0\u4e9b\u652f\u51fa\u548c\u798f\u5229\u5e26\u6765\u4e00\u4e9b\u6311\u6218,\u4f46\u662f,\u7531\u4e8e\u5176\u5bf9\u6700\u4e0d\u5229\u60c5\u51b5\u4e0b\u7684\u5bb6\u5ead\u7684\u65e0\u4e0e\u4f26\u6bd4\u7684\u7ecf\u6d4e\u4fdd\u62a4\u548c\u4fdd\u8d39\u7684\u7a0e\u6536\u4f18\u60e0,Term insurance\u4fdd\u7559\u4e86\u5176\u672c\u8d28\u548c\u5438\u5f15\u529b\u3002<\/span><\/p>\n<p><em>Disclaimer: \u8d5e\u52a9\u6587\u7ae0\u7684\u4f5c\u8005(s)\u5bf9\u6240\u8868\u8fbe\u7684\u4efb\u4f55\u610f\u89c1\u6216\u6240\u63d0\u51fa\u7684\u8981\u7ea6\u8d1f\u5168\u90e8\u8d23\u4efb,\u8fd9\u4e9b\u610f\u89c1\u5e76\u4e0d\u4e00\u5b9a\u53cd\u6620\u5b98\u65b9\u7684\u7acb\u573a&nbsp;<a href=\"https:\/\/dailynewshungary.com\/\" target=\"_blank\" rel=\"noopener\" data-saferedirecturl=\"https:\/\/www.google.com\/url?q=https:\/\/dailynewshungary.com\/&amp;source=gmail&amp;ust=1716882315935000&amp;usg=AOvVaw19LgYiDlo4w8D8rl2q3vwD\">\u5308\u7259\u5229\u6bcf\u65e5\u65b0\u95fb<\/a>\u7684,\u800c\u7f16\u8f91\u4eba\u5458\u4e5f\u4e0d\u80fd\u5bf9\u5176\u771f\u5b9e\u6027\u8d1f\u8d23\u3002<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u8d5e\u52a9\u5185\u5bb9 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