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\u968f\u7740\u5404\u56fd\u63a2\u7d22\u4f20\u7edf\u8d27\u5e01\u5f62\u5f0f\u7684\u6570\u5b57\u66ff\u4ee3\u65b9\u6848,\u4e16\u754c\u6b63\u5728\u89c1\u8bc1\u8d27\u5e01\u683c\u5c40\u7684\u5de8\u5927\u8f6c\u53d8\u3002\u8fd9\u4e00\u8f6c\u578b\u7684\u6700\u524d\u6cbf\u662f\u4e2d\u56fd,\u968f\u7740\u6570\u5b57\u4eba\u6c11\u5e01\u7684\u53d1\u5c55\u548c\u5b9e\u65bd\u3002\u8fd9\u79cd\u6570\u5b57\u8d27\u5e01\u4ee3\u8868\u4e86\u91d1\u878d\u4f53\u7cfb\u6f14\u53d8\u7684\u5173\u952e\u4e00\u6b65,\u6807\u5fd7\u7740\u8fc8\u5411\u65e0\u73b0\u91d1\u548c\u7b97\u6cd5\u7ba1\u7406\u7684\u7ecf\u6d4e\u3002\u5728\u8fd9\u4e00\u53d8\u9769\u8fc7\u7a0b\u4e2d,\u5229\u76ca\u76f8\u5173\u8005\u53ef\u80fd\u4f1a\u4ece\u8bf8\u5982\u6b64\u7c7b\u7684\u4e3e\u63aa\u4e2d\u627e\u5230\u6709\u4ef7\u503c\u7684\u89c1\u89e3 \u5143\u76c8\u5229\u7f51<\/a>(deta),\u4e3a\u6570\u5b57\u8d27\u5e01\u4e0d\u65ad\u53d1\u5c55\u7684\u683c\u5c40\u63d0\u4f9b\u4e86\u72ec\u7279\u7684\u89c6\u89d2\u3002 <\/strong><\/p>\n

\u5e01(Digital Yuan),\u6b63\u5f0f\u540d\u79f0\u4e3a\u6570\u5b57\u8d27\u5e01\u7535\u5b50\u652f\u4ed8(DCEP),\u662f\u4e2d\u56fd\u4eba\u6c11\u94f6\u884c(PBOC)\u65e8\u5728\u5b9e\u73b0\u56fd\u5bb6\u8d27\u5e01\u57fa\u7840\u8bbe\u65bd\u73b0\u4ee3\u5316\u7684\u5021\u8bae,\u4e0e\u4f20\u7edf\u8d27\u5e01\u4e0d\u540c,\u6570\u5b57\u4eba\u6c11\u5e01\u4e0d\u50cf\u6bd4\u7279\u5e01\u90a3\u6837\u662f\u4e00\u79cd\u52a0\u5bc6\u8d27\u5e01;\u76f8\u53cd,\u5b83\u662f\u7531\u4e2d\u56fd\u653f\u5e9c\u53d1\u884c\u548c\u76d1\u7ba1\u7684\u4e2d\u592e\u94f6\u884c\u6570\u5b57\u8d27\u5e01(CBDC)\u3002<\/span><\/p>\n

\u4e86\u89e3\u6570\u5b57\u5143<\/span><\/h2>\n

\u5386\u53f2\u80cc\u666f:\u4e2d\u56fd\u8d27\u5e01\u7684\u6f14\u53d8<\/span><\/h3>\n

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\u6570\u5b57\u4eba\u6c11\u5e01\u5982\u4f55\u4e0e\u4f20\u7edf\u8d27\u5e01\u4e0d\u540c<\/span><\/h3>\n

\u4e0e\u901a\u8fc7\u73b0\u6709\u94f6\u884c\u7cfb\u7edf\u7684\u5b9e\u7269\u73b0\u91d1\u751a\u81f3\u6570\u5b57\u4ea4\u6613\u4e0d\u540c,\u6570\u5b57\u4eba\u6c11\u5e01\u5728\u57fa\u4e8e\u533a\u5757\u94fe\u7684\u5e73\u53f0\u4e0a\u8fd0\u4f5c,\u63d0\u4f9b\u5b89\u5168\u4e14\u53ef\u8ffd\u6eaf\u7684\u4ea4\u6613\u65b9\u5f0f,\u5176\u53d1\u884c\u7531\u592e\u884c\u63a7\u5236,\u786e\u4fdd\u7a33\u5b9a\u548c\u653f\u5e9c\u76d1\u7763\u3002<\/span><\/p>\n

\u6570\u5b57\u5143\u7684\u4e3b\u8981\u7279\u70b9\u548c\u6280\u672f\u65b9\u9762<\/span><\/h3>\n

\u6570\u5b57\u5143\u62e5\u6709\u51e0\u4e2a\u663e\u7740\u7684\u7279\u70b9,\u5305\u62ec\u79bb\u7ebf\u4ea4\u6613\u3001\u901a\u8fc7\u667a\u80fd\u5408\u7ea6\u7684\u53ef\u7f16\u7a0b\u6027\u4ee5\u53ca\u4e0e\u73b0\u6709\u91d1\u878d\u57fa\u7840\u8bbe\u65bd\u7684\u517c\u5bb9\u6027\u3002\u5176\u6280\u672f\u57fa\u7840\u5229\u7528\u4e86\u4e24\u5c42\u7cfb\u7edf,\u4e2d\u592e\u94f6\u884c\u5c06\u6570\u5b57\u8d27\u5e01\u53d1\u884c\u7ed9\u5546\u4e1a\u94f6\u884c,\u7136\u540e\u5546\u4e1a\u94f6\u884c\u5c06\u5176\u5206\u53d1\u7ed9\u516c\u4f17\u3002<\/span><\/p>\n

\u7b97\u6cd5\u5728\u6570\u5b57\u5143\u4e2d\u7684\u4f5c\u7528<\/span><\/h2>\n

\u7b97\u6cd5\u6cbb\u7406\u4e0e\u63a7\u5236<\/span><\/h3>\n

\u6570\u5b57\u5143\u7684\u6839\u672c\u65b9\u9762\u4e4b\u4e00\u662f\u5176\u5bf9\u7b97\u6cd5\u7684\u4f9d\u8d56\u8fdb\u884c\u6cbb\u7406\u548c\u63a7\u5236,\u8fd9\u4e9b\u7b97\u6cd5\u6709\u5229\u4e8e\u8d27\u5e01\u4f9b\u5e94\u7684\u7ba1\u7406,\u786e\u4fdd\u8d27\u5e01\u4fdd\u6301\u7a33\u5b9a\u5e76\u54cd\u5e94\u7ecf\u6d4e\u72b6\u51b5,\u8fd9\u79cd\u7b97\u6cd5\u6cbb\u7406\u4ee3\u8868\u7740\u5bf9\u4f20\u7edf\u8d27\u5e01\u653f\u7b56\u673a\u5236\u7684\u80cc\u79bb\u3002<\/span><\/p>\n

\u667a\u80fd\u5408\u7ea6\u53ca\u5176\u5bf9\u4ea4\u6613\u7684\u5f71\u54cd<\/span><\/h3>\n

Smart\u5408\u7ea6,\u76f4\u63a5\u5199\u5165\u4ee3\u7801\u7684\u534f\u8bae\u6761\u6b3e\u7684\u81ea\u52a8\u6267\u884c\u5408\u7ea6,\u5728Digital Yuan\u4ea4\u6613\u4e2d\u8d77\u7740\u81f3\u5173\u91cd\u8981\u7684\u4f5c\u7528,\u8fd9\u4e9b\u5408\u7ea6\u4f7f\u534f\u8bae\u6761\u6b3e\u81ea\u52a8\u5316\u548c\u5f3a\u5236\u6267\u884c,\u51cf\u5c11\u4e86\u5bf9\u4e2d\u4ecb\u673a\u6784\u7684\u9700\u6c42,\u5e76\u63d0\u9ad8\u4e86\u91d1\u878d\u4ea4\u6613\u7684\u6548\u7387\u3002<\/span><\/p>\n

\u533a\u5757\u94fe\u6280\u672f\u5728\u6570\u5b57\u5143\u751f\u6001\u7cfb\u7edf\u4e2d\u7684\u610f\u4e49<\/span><\/h3>\n

\u94fe(Blockchain)\u662f\u52a0\u5bc6\u8d27\u5e01\u7684\u5e95\u5c42\u6280\u672f,\u662f\u6570\u5b57\u5143\u7684\u57fa\u7840\u8981\u7d20,\u5b83\u786e\u4fdd\u4ea4\u6613\u7684\u900f\u660e\u5ea6\u3001\u5b89\u5168\u6027\u548c\u4e0d\u53d8\u6027,\u533a\u5757\u94fe\u6280\u672f\u7684\u4f7f\u7528\u4e0d\u4ec5\u589e\u5f3a\u4e86\u8d27\u5e01\u7684\u5b8c\u6574\u6027,\u8fd8\u4e3a\u672a\u6765\u7684\u91d1\u878d\u521b\u65b0\u5efa\u7acb\u4e86\u6846\u67b6\u3002<\/span><\/p>\n

\u7ecf\u6d4e\u5f71\u54cd<\/span><\/h2>\n

\u56fd\u5f15\u5165\u6570\u5b57\u8d27\u5e01\u7684\u52a8\u673a<\/span><\/h3>\n

\u56fd”\u6570\u5b57\u4eba\u6c11\u5e01\u7684\u63a8\u52a8\u6e90\u4e8e\u5404\u79cd\u52a8\u673a,\u5305\u62ec\u51cf\u5c11\u5bf9\u5b9e\u7269\u73b0\u91d1\u7684\u4f9d\u8d56,\u6253\u51fb\u975e\u6cd5\u6d3b\u52a8,\u5728\u5168\u7403\u7ecf\u6d4e\u683c\u5c40\u4e2d\u83b7\u5f97\u7ade\u4e89\u4f18\u52bf,\u6b64\u5916”\u6570\u5b57\u4eba\u6c11\u5e01\u8fd8\u6210\u4e3a\u653f\u5e9c\u66f4\u6709\u6548\u5730\u76d1\u6d4b\u548c\u63a7\u5236\u91d1\u878d\u6d3b\u52a8\u7684\u5de5\u5177\u3002<\/span><\/p>\n

\u5bf9\u4f20\u7edf\u94f6\u884c\u7cfb\u7edf\u7684\u6f5c\u5728\u5f71\u54cd<\/span><\/h3>\n

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\u5bf9\u5168\u7403\u8d38\u6613\u548c\u7ecf\u6d4e\u5173\u7cfb\u7684\u5f71\u54cd<\/span><\/h3>\n

\u6570\u5b57\u4eba\u6c11\u5e01\u7684\u56fd\u9645\u5316\u5bf9\u5168\u7403\u8d38\u6613\u5177\u6709\u91cd\u5927\u5f71\u54cd,\u968f\u7740\u4e2d\u56fd\u5728\u8de8\u5883\u4ea4\u6613\u4e2d\u63a8\u5e7f\u4f7f\u7528\u5176\u6570\u5b57\u8d27\u5e01,\u6709\u53ef\u80fd\u6311\u6218\u7f8e\u5143\u5728\u56fd\u9645\u8d38\u6613\u4e2d\u7684\u4e3b\u5bfc\u5730\u4f4d,\u5728\u5168\u7403\u8303\u56f4\u5185\u91cd\u5851\u7ecf\u6d4e\u5173\u7cfb\u3002<\/span><\/p>\n

\u9690\u79c1\u548c\u5b89\u5168\u95ee\u9898<\/span><\/h2>\n

\u9690\u79c1\u4e0e\u653f\u5e9c\u76d1\u63a7\u4e4b\u95f4\u7684\u5e73\u8861<\/span><\/h3>\n

Currency\u7684\u6570\u5b57\u5316\u5f15\u53d1\u4e86\u4eba\u4eec\u5bf9\u4e2a\u4eba\u9690\u79c1\u4e0e\u653f\u5e9c\u76d1\u63a7\u4e4b\u95f4\u5e73\u8861\u7684\u62c5\u5fe7,\u5728\u6570\u5b57\u5143\u63d0\u4f9b\u4e00\u5b9a\u7a0b\u5ea6\u7684\u533f\u540d\u6027\u7684\u540c\u65f6,\u4e2d\u56fd\u653f\u5e9c\u4fdd\u7559\u4e86\u76d1\u63a7\u4ea4\u6613\u7684\u80fd\u529b,\u5f15\u53d1\u4e86\u5173\u4e8e\u6570\u5b57\u65f6\u4ee3\u91d1\u878d\u9690\u79c1\u7a0b\u5ea6\u7684\u4e89\u8bba\u3002<\/span><\/p>\n

\u4e0e\u6570\u5b57\u8d27\u5e01\u76f8\u5173\u7684\u7f51\u7edc\u5b89\u5168\u6311\u6218<\/span><\/h3>\n

\u6570\u5b57\u5143\u4e5f\u4e0d\u80fd\u5e78\u514d\u4e8e\u7f51\u7edc\u5b89\u5168\u5a01\u80c1,\u4f5c\u4e3a\u6570\u5b57\u8d27\u5e01,\u5bb9\u6613\u906d\u53d7\u9ed1\u5ba2\u653b\u51fb\u3001\u6b3a\u8bc8\u7b49\u6076\u610f\u6d3b\u52a8,\u5b9e\u65bd\u5f3a\u6709\u529b\u7684\u7f51\u7edc\u5b89\u5168\u63aa\u65bd\u5bf9\u4e8e\u7ef4\u62a4\u6570\u5b57\u5143\u7684\u8bda\u4fe1\u548c\u53ef\u4fe1\u5ea6\u81f3\u5173\u91cd\u8981\u3002<\/span><\/p>\n

\u4e0e\u5176\u4ed6\u6570\u5b57\u8d27\u5e01\u7684\u9690\u79c1\u6bd4\u8f83\u5206\u6790<\/span><\/h3>\n

\u5bf9\u6570\u5b57\u4eba\u6c11\u5e01\u4e0e\u5176\u4ed6\u6570\u5b57\u8d27\u5e01(\u4f8b\u5982\u6bd4\u7279\u5e01\u548c\u5176\u4ed6\u56fd\u5bb6\u7684\u592e\u884c\u6570\u5b57\u8d27\u5e01)\u7684\u9690\u79c1\u7279\u5f81\u8fdb\u884c\u6bd4\u8f83\u5206\u6790,\u53ef\u4ee5\u6df1\u5165\u4e86\u89e3\u5e73\u8861\u9690\u79c1\u548c\u76d1\u7ba1\u76d1\u7763\u7684\u4e0d\u540c\u65b9\u6cd5\u3002<\/span><\/p>\n

\u91c7\u7528\u548c\u6574\u5408<\/span><\/h2>\n

\u4e2d\u56fd\u6570\u5b57\u4eba\u6c11\u5e01\u91c7\u7528\u73b0\u72b6<\/span><\/h3>\n

\u6570\u5b57\u4eba\u6c11\u5e01\u5df2\u7ecf\u5728\u4e2d\u56fd\u5404\u5730\u7684\u51e0\u4e2a\u8bd5\u70b9\u9879\u76ee\u4e2d\u4f7f\u7528,\u4ece\u4e3b\u8981\u57ce\u5e02\u5230\u519c\u6751\u5730\u533a,\u6570\u5b57\u8d27\u5e01\u7684\u91c7\u7528\u6b63\u5728\u9010\u6b65\u6269\u5927,\u4e2d\u56fd\u653f\u5e9c\u79ef\u6781\u9f13\u52b1\u4f01\u4e1a\u548c\u516c\u6c11\u63a5\u53d7\u8fd9\u79cd\u65b0\u7684\u8d27\u5e01\u5f62\u5f0f\u3002<\/span><\/p>\n

\u4fc3\u8fdb\u5e7f\u6cdb\u4f7f\u7528\u7684\u7b56\u7565<\/span><\/h3>\n

\u4e3a\u4e86\u4fc3\u8fdb\u5e7f\u6cdb\u91c7\u7528,\u4e2d\u56fd\u653f\u5e9c\u91c7\u53d6\u4e86\u5404\u79cd\u7b56\u7565,\u5305\u62ec\u4e0e\u4f01\u4e1a\u5efa\u7acb\u5408\u4f5c\u4f19\u4f34\u5173\u7cfb\u3001\u901a\u8fc7\u6298\u6263\u548c\u4fc3\u9500\u6fc0\u52b1\u6570\u5b57\u4eba\u6c11\u5e01\u7684\u4f7f\u7528\u4ee5\u53ca\u5c06\u6570\u5b57\u8d27\u5e01\u878d\u5165\u6d41\u884c\u7684\u652f\u4ed8\u5e73\u53f0\u3002<\/span><\/p>\n

\u5168\u7403\u53cd\u5e94\u4ee5\u53ca\u4e0e\u5176\u4ed6\u56fd\u5bb6\u7684\u6f5c\u5728\u5408\u4f5c<\/span><\/h3>\n

11\u90095\u8d70\u52bf\u56fe \u56fd\u9645\u793e\u4f1a\u5bc6\u5207\u89c2\u5bdf\u4e2d\u56fd\u5bf9\u6570\u5b57\u8d27\u5e01\u7684\u8fdb\u519b,\u4e00\u4e9b\u56fd\u5bb6\u5c06\u6570\u5b57\u5143\u89c6\u4e3a\u672c\u56fd\u6570\u5b57\u8d27\u5e01\u7684\u5178\u8303,\u800c\u53e6\u4e00\u4e9b\u56fd\u5bb6\u5219\u5bf9\u5176\u5bf9\u5168\u7403\u7ecf\u6d4e\u52a8\u6001\u7684\u6f5c\u5728\u5f71\u54cd\u8868\u793a\u62c5\u5fe7,\u5404\u56fd\u5728\u6570\u5b57\u8d27\u5e01\u9886\u57df\u7684\u5408\u4f5c\u548c\u4f19\u4f34\u5173\u7cfb\u6b63\u53d8\u5f97\u8d8a\u6765\u8d8a\u5408\u7406\u3002<\/span><\/p>\n

\u76d1\u7ba1\u666f\u89c2<\/span><\/h2>\n

\u4e2d\u56fd\u653f\u5e9c\u5173\u4e8e\u6570\u5b57\u4eba\u6c11\u5e01\u7684\u89c4\u5b9a<\/span><\/h3>\n

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\u56fd\u9645\u53cd\u5e94\u548c\u76d1\u7ba1\u8003\u8651<\/span><\/h3>\n

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\u672a\u6765\u5c55\u671b<\/span><\/h2>\n

\u5bf9\u6570\u5b57\u8d27\u5e01\u672a\u6765\u7684\u9884\u6d4b<\/span><\/h3>\n

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\u6570\u5b57\u5143\u751f\u6001\u7cfb\u7edf\u7684\u6f5c\u5728\u521b\u65b0\u548c\u8fdb\u6b65<\/span><\/h3>\n

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\u5e7f\u6cdb\u91c7\u7528\u6570\u5b57\u8d27\u5e01\u7684\u5168\u7403\u5f71\u54cd<\/span><\/h3>\n

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\u7ed3\u8bba<\/span><\/h2>\n

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Yuan),\u6b63\u5f0f\u540d\u79f0\u4e3a\u6570\u5b57\u8d27\u5e01\u7535\u5b50\u652f\u4ed8(DCEP),\u662f\u4e2d\u56fd\u4eba\u6c11\u94f6\u884c(PBOC)\u65e8\u5728\u5b9e\u73b0\u56fd\u5bb6\u8d27\u5e01\u57fa\u7840\u8bbe\u65bd\u73b0\u4ee3\u5316\u7684\u5021\u8bae,\u4e0e\u4f20\u7edf\u8d27\u5e01\u4e0d\u540c,\u6570\u5b57\u4eba\u6c11\u5e01\u4e0d\u50cf\u6bd4\u7279\u5e01\u90a3\u6837\u662f\u4e00\u79cd\u52a0\u5bc6\u8d27\u5e01;\u76f8\u53cd,\u5b83\u662f\u7531\u4e2d\u56fd\u653f\u5e9c\u53d1\u884c\u548c\u76d1\u7ba1\u7684\u4e2d\u592e\u94f6\u884c\u6570\u5b57\u8d27\u5e01(CBDC)\u3002 \u4e86\u89e3\u6570\u5b57\u5143 \u5386\u53f2\u80cc\u666f:\u4e2d\u56fd\u8d27\u5e01\u7684\u6f14\u53d8 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\u533a\u5757\u94fe\u6280\u672f\u5728\u6570\u5b57\u5143\u751f\u6001\u7cfb\u7edf\u4e2d\u7684\u610f\u4e49 \u94fe(Blockchain)\u662f\u52a0\u5bc6\u8d27\u5e01\u7684\u5e95\u5c42\u6280\u672f,\u662f\u6570\u5b57\u5143\u7684\u57fa\u7840\u8981\u7d20,\u5b83\u786e\u4fdd\u4ea4\u6613\u7684\u900f\u660e\u5ea6\u3001\u5b89\u5168\u6027\u548c\u4e0d\u53d8\u6027,\u533a\u5757\u94fe\u6280\u672f\u7684\u4f7f\u7528\u4e0d\u4ec5\u589e\u5f3a\u4e86\u8d27\u5e01\u7684\u5b8c\u6574\u6027,\u8fd8\u4e3a\u672a\u6765\u7684\u91d1\u878d\u521b\u65b0\u5efa\u7acb\u4e86\u6846\u67b6\u3002 \u7ecf\u6d4e\u5f71\u54cd \u56fd\u5f15\u5165\u6570\u5b57\u8d27\u5e01\u7684\u52a8\u673a 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