{"id":664897,"date":"2023-11-27T00:50:59","date_gmt":"2023-11-26T23:50:59","guid":{"rendered":"https:\/\/dailynewshungary.com\/cn\/%e4%b8%ba%e6%b6%88%e8%b4%b9%e8%80%85%e5%bc%80%e6%94%be%e9%93%b6%e8%a1%8c%e4%b8%9a%e5%8a%a1\/"},"modified":"2023-11-27T00:50:59","modified_gmt":"2023-11-26T23:50:59","slug":"%e4%b8%ba%e6%b6%88%e8%b4%b9%e8%80%85%e5%bc%80%e6%94%be%e9%93%b6%e8%a1%8c%e4%b8%9a%e5%8a%a1","status":"publish","type":"post","link":"https:\/\/dailynewshungary.com\/cn\/%e4%b8%ba%e6%b6%88%e8%b4%b9%e8%80%85%e5%bc%80%e6%94%be%e9%93%b6%e8%a1%8c%e4%b8%9a%e5%8a%a1\/","title":{"rendered":"\u4e3a\u6d88\u8d39\u8005\u5f00\u653e\u94f6\u884c\u4e1a\u52a1"},"content":{"rendered":"<p style=\"text-align: center;\"><span style=\"color: #808080;\"><strong><em>\u8d5e\u52a9\u5185\u5bb9<\/em><\/strong><\/span><\/p>\n<p><strong>App\u8f6c\u5230\u94f6\u884c\u7f51\u4e0a\u5b8c\u6210\u4ea4\u6613\u5417,\u90a3\u5c31\u662f\u5f00\u653e\u5f0f\u94f6\u884c,\u4f60\u6709\u6ca1\u6709\u7528\u8fc7\u4e00\u4e2a\u9884\u7b97\u5de5\u5177\u628a\u4f60\u6240\u6709\u7684\u8d26\u6237\u90fd\u8fde\u63a5\u5728\u4e00\u4e2a\u5730\u65b9,\u90a3\u5c31\u662f\u5f00\u653e\u5f0f\u94f6\u884c,\u4e5f\u3002&nbsp;<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">\u5f00\u653e\u94f6\u884c\u662f\u4e00\u4e2a\u521b\u65b0\u6846\u67b6,\u5141\u8bb8\u94f6\u884c\u4e0e\u83b7\u5f97\u8bb8\u53ef\u7684\u91d1\u878d\u79d1\u6280\u516c\u53f8\u5171\u4eab\u6570\u636e <\/span><a href=\"https:\/\/noda.live\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u91ce\u7530<\/span><\/a><span style=\"font-weight: 400;\">\u7684,\u5728\u6d88\u8d39\u8005\u540c\u610f\u4e0b\u3002\u4ed6\u4eec\u901a\u8fc7\u5f00\u653e\u7684\u5e94\u7528\u7a0b\u5e8f\u7f16\u7a0b\u63a5\u53e3(API)\u6765\u505a\u5230\u8fd9\u4e00\u70b9,\u8fd9\u4e9b\u5e94\u7528\u7a0b\u5e8f\u7f16\u7a0b\u63a5\u53e3\u662f\u4e00\u7ec4\u5b9a\u4e49\u7684\u89c4\u5219,\u4f7f\u8f6f\u4ef6\u80fd\u591f\u76f8\u4e92\u901a\u4fe1\u3002&nbsp;<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u5728\u6b27\u6d32,\u5f00\u653e\u94f6\u884c\u4e1a\u88ab\u7eb3\u5165\u7acb\u6cd5\u3002 2018 \u5e74\u5b9e\u65bd\u7684\u5f00\u521b\u6027 PSD2 \u8981\u6c42\u6b27\u6d32\u94f6\u884c\u5411\u6388\u6743\u7684\u91d1\u878d\u79d1\u6280\u516c\u53f8\u5f00\u653e\u5176 API \u6570\u636e\u3002\u4e3a\u4e86\u8bbf\u95ee\u6570\u636e,\u91d1\u878d\u79d1\u6280\u516c\u53f8\u9700\u8981\u83b7\u5f97\u7279\u5b9a\u7684\u8bb8\u53ef\u8bc1\u3002&nbsp;<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">\u5f00\u653e\u94f6\u884c\u4e1a\u52a1\u7684\u597d\u5904&nbsp;<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u5f00\u653e\u94f6\u884c\u5bf9\u6d88\u8d39\u8005\u6765\u8bf4\u6709\u56db\u4e2a\u5173\u952e\u4f18\u52bf:\u66f4\u597d\u7684\u652f\u4ed8\u3001\u4e2a\u4eba\u7406\u8d22\u5de5\u5177\u3001\u91cf\u8eab\u5b9a\u5236\u7684\u4ea7\u54c1\u548c\u5bf9\u6570\u636e\u7684\u63a7\u5236,\u4e0b\u9762\u6211\u4eec\u5c31\u66f4\u8be6\u7ec6\u5730\u6765\u770b\u770b\u8fd9\u4e9b\u597d\u5904\u3002&nbsp;<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">\u66f4\u597d\u7684\u4ed8\u6b3e<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u5f00\u653e\u94f6\u884c\u7684\u4e0d\u8a00\u800c\u55bb\u7684\u597d\u5904\u662f\u4e00\u79cd\u66f4\u6d41\u7545\u3001\u66f4\u6109\u5feb\u7684\u652f\u4ed8\u4f53\u9a8c,\u5f00\u653e\u94f6\u884c\u529f\u80fd\u4e0d\u5fc5\u624b\u52a8\u63d2\u5165\u60a8\u7684\u652f\u4ed8\u8be6\u7ec6\u4fe1\u606f,\u800c\u662f\u5c06\u60a8\u91cd\u5b9a\u5411\u5230\u503c\u5f97\u4fe1\u8d56\u7684\u94f6\u884c\u5e94\u7528\u7a0b\u5e8f,\u5e76\u5141\u8bb8\u60a8\u76f4\u63a5\u4ece\u94f6\u884c\u8d26\u6237\u4ed8\u6b3e\u3002&nbsp;<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u5b83\u8282\u7701\u65f6\u95f4\u548c\u7cbe\u529b,\u662f\u4e00\u79cd\u66f4\u5b89\u5168\u7684\u5728\u7ebf\u652f\u4ed8\u65b9\u5f0f\u3002\u4f8b\u5982,\u5728 PSD2 \u4e0b,\u591a\u56e0\u7d20\u9a8c\u8bc1\u662f\u6388\u6743\u5f00\u653e\u94f6\u884c\u652f\u4ed8\u7684\u6cd5\u5f8b\u8981\u6c42\u3002&nbsp;<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Noda\u8fd9\u6837\u7684\u5e73\u53f0\u542f\u7528\u4e86\u66f4\u597d\u7684\u652f\u4ed8\u4f53\u9a8c,\u62e5\u6709PISP\u8bb8\u53ef\u8bc1,Noda\u4e0e\u60f3\u8981\u901a\u8fc7\u5f00\u653e\u94f6\u884c\u529f\u80fd\u7b80\u5316\u652f\u4ed8\u7684\u5728\u7ebf\u5546\u5bb6\u5408\u4f5c,\u6d88\u8d39\u8005\u53d1\u8d77\u652f\u4ed8\u540e,Noda\u901a\u8fc7\u53d7\u76d1\u7ba1\u7684API\u4e0e\u53d1\u884c\u94f6\u884c\u8fdb\u884c\u901a\u4fe1\u3002&nbsp;<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">\u4e2a\u4eba\u7406\u8d22\u5de5\u5177&nbsp;<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u91d1\u878d\u79d1\u6280\u53ef\u4ee5\u83b7\u5f97\u7684\u53e6\u4e00\u4e2a\u83b7\u5f97\u5f00\u653e\u94f6\u884c\u529f\u80fd\u7684\u8bb8\u53ef\u8bc1\u662f AISP\u3002\u5b83\u5141\u8bb8\u4ed6\u4eec\u5728\u6d88\u8d39\u8005\u540c\u610f\u7684\u60c5\u51b5\u4e0b\u8bbf\u95ee\u53ea\u8bfb\u4fe1\u606f,\u4f46\u4e0d\u50cf PISP \u90a3\u6837\u53d1\u8d77\u652f\u4ed8\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">AISP\u91d1\u878d\u79d1\u6280\u4ece\u591a\u5bb6\u94f6\u884c\u6216\u91d1\u878d\u673a\u6784\u6536\u96c6\u6570\u636e \u60f3\u60f3\u9884\u7b97\u5e94\u7528\u7a0b\u5e8f\u548c\u4e2a\u4eba\u7406\u8d22\u5de5\u5177,\u5c06\u60a8\u7684\u6240\u6709\u8d26\u6237\u90fd\u96c6\u4e2d\u5728\u4e00\u4e2a\u5730\u65b9\u3002 <\/span><span style=\"font-weight: 400;\">\u8d37\u6b3e\u63d0\u4f9b\u5546\u7ecf\u5e38\u4f7f\u7528 AISP \u6765\u5feb\u901f\u8bbf\u95ee\u4e2a\u4eba\u7684\u4fe1\u7528\u8bb0\u5f55\u6216\u9a8c\u8bc1\u5176\u6536\u5165\u3002&nbsp;<\/span><\/p>\n<p><span style=\"font-weight: 400;\">PISP\u4e00\u6837,AISP\u91d1\u878d\u79d1\u6280\u901a\u8fc7\u5f00\u653e\u7684API\u8bbf\u95ee\u6570\u636e,\u5728\u7528\u6237\u8bf7\u6c42\u540e,AISP\u5e94\u7528\u7a0b\u5e8f\u4f1a\u6536\u96c6\u4fe1\u606f\u5e76\u5c06\u5176\u6574\u5408\u4e3a\u4e00\u4e2a\u6574\u4f53,\u5bf9\u4e8e\u6d88\u8d39\u8005\u6765\u8bf4,\u8fd9\u610f\u5473\u7740\u66f4\u597d\u3001\u66f4\u9ad8\u6548\u7684\u8d22\u52a1\u7ba1\u7406\u3002<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">\u91cf\u8eab\u5b9a\u5236\u7684\u91d1\u878d\u4ea7\u54c1\u548c\u670d\u52a1&nbsp;<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Open banking\u5efa\u7acb\u5728\u6570\u636e\u5171\u4eab\u7684\u6838\u5fc3\u539f\u5219\u4e4b\u4e0a,\u6709\u4e86\u5f00\u653e\u94f6\u884c,\u91d1\u878d\u79d1\u6280\u516c\u53f8\u53ef\u4ee5\u66f4\u6df1\u5165\u5730\u4e86\u89e3\u5ba2\u6237\u7684\u884c\u4e3a\u6a21\u5f0f,\u8fd9\u5c31\u4ea7\u751f\u4e86\u9ad8\u5ea6\u4e2a\u6027\u5316\u7684\u91d1\u878d\u4ea7\u54c1\u548c\u670d\u52a1\u3002&nbsp;<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u4f8b\u5982,\u9884\u7b97\u5e94\u7528\u7a0b\u5e8f\u53ef\u4ee5\u4f7f\u7528 API \u6570\u636e\u6765\u8bc6\u522b\u652f\u51fa\u6a21\u5f0f\u5e76\u63d0\u4f9b\u91cf\u8eab\u5b9a\u5236\u7684\u50a8\u84c4\u5efa\u8bae\u3002\u8fd9\u79cd\u4e2a\u6027\u5316\u6c34\u5e73\u53ef\u4ee5\u663e\u7740\u6539\u5584\u6d88\u8d39\u8005\u7684\u6574\u4f53\u8d22\u52a1\u4f53\u9a8c\u3002&nbsp;<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">\u63a7\u5236\u8d22\u52a1\u6570\u636e&nbsp;<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u8bae\u5f00\u653e\u94f6\u884c\u6700\u68d2\u7684\u5730\u65b9\u5728\u4e8e\u5b83\u4e0d\u662f\u5f3a\u52a0\u7684,\u6d88\u8d39\u8005\u6301\u6709\u6700\u7ec8\u63a7\u5236\u6743,\u56e0\u4e3a\u672a\u7ecf\u4ed6\u4eec\u7684\u660e\u786e\u540c\u610f,\u6570\u636e\u5171\u4eab\u5c31\u4e0d\u53ef\u80fd\u53d1\u751f\u3002&nbsp;<\/span><\/p>\n<p><span style=\"font-weight: 400;\">App\u548c\u7f51\u7ad9,\u6d88\u8d39\u8005\u9009\u62e9\u8981\u4e0e\u54ea\u4e9bAPP\u548c\u7f51\u7ad9\u5171\u4eab\u6570\u636e,\u6240\u4ee5\u4ed6\u4eec\u603b\u662f\u8d1f\u8d23,\u4ed6\u4eec\u51b3\u5b9a\u4e00\u5bb6\u516c\u53f8\u53ef\u4ee5\u8bbf\u95ee\u54ea\u4e9b\u4fe1\u606f,\u4ee5\u53ca\u8bbf\u95ee\u65f6\u95f4\u957f\u77ed,\u56e0\u6b64,\u6d88\u8d39\u8005\u5728\u5f00\u653e\u94f6\u884c\u751f\u6001\u7cfb\u7edf\u4e2d\u62e5\u6709\u7ec8\u6781\u529b\u91cf\u3002&nbsp;<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u4f8b\u5982,\u6709\u4e9b\u4eba\u53ef\u80fd\u66f4\u613f\u610f\u4f7f\u7528 AISP \u800c\u4e0d\u662f PISP \u670d\u52a1\u3002\u5728\u8fd9\u79cd\u60c5\u51b5\u4e0b,\u4ed6\u4eec\u5e94\u8be5\u53ea\u662f\u540c\u610f\u4ed6\u4eec\u4fe1\u4efb\u7684\u90a3\u4e9b\u63d0\u4f9b\u5546\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u6d88\u8d39\u8005\u4e5f\u53ef\u4ee5\u505c\u6b62\u8bbf\u95ee\u4ed6\u4eec\u7684\u6570\u636e,\u4e3a\u6b64,\u4ed6\u4eec\u9700\u8981\u8bbf\u95ee\u5e94\u7528\u7a0b\u5e8f\u6216\u7f51\u7ad9\u5e76\u64a4\u56de\u4ed6\u4eec\u7684\u540c\u610f,\u4ed6\u4eec\u8fd8\u53ef\u4ee5\u901a\u77e5\u94f6\u884c,\u4ed6\u4eec\u4e0d\u518d\u5e0c\u671b\u516c\u53f8\u8bbf\u95ee\u4ed6\u4eec\u7684\u6570\u636e\u3002<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">\u6b27\u6d32\u5f00\u653e\u94f6\u884c\u7684\u672a\u6765<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u5230\u76ee\u524d\u4e3a\u6b62,\u6b27\u6d32\u4e00\u76f4\u5728\u4ece\u76d1\u7ba1\u89d2\u5ea6\u8bbe\u5b9a\u5f00\u653e\u94f6\u884c\u4e1a\u52a1\u7684\u6b65\u4f10\u3002 2023 \u5e74 6 \u6708,\u6b27\u76df\u59d4\u5458\u4f1a\u53d1\u5e03\u4e86\u65b0\u6307\u4ee4 PSD3 \u548c PSR1 \u7684\u8349\u6848\u3002\u8fd9\u4e9b\u63d0\u6848\u8981\u5230 2024 \u5e74\u5e95\u624d\u80fd\u6700\u7ec8\u786e\u5b9a,\u5176\u57fa\u7840\u662f\u6570\u636e\u5171\u4eab\u7684\u6838\u5fc3 PSD2 \u539f\u5219\u3002\u65e8\u5728\u63d0\u9ad8 API \u8d28\u91cf\u5e76\u52a0\u5f3a\u5b89\u5168\u6027\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u8fd9\u79cd\u900f\u660e\u7684\u76d1\u7ba1\u73af\u5883\u6b63\u5728\u63a8\u52a8\u6b27\u6d32\u66f4\u5e7f\u6cdb\u7684\u5f00\u653e\u94f6\u884c\u5b9e\u65bd\u30022023 \u5e74\u7b2c\u4e8c\u5b63\u5ea6,\u6b27\u6d32\u7ecf\u6d4e\u533a\u81f3\u5c11\u6709 355 \u5bb6\u6388\u6743\u5f00\u653e\u94f6\u884c\u63d0\u4f9b\u5546,\u5176\u4e2d\u5927\u591a\u6570\u540c\u65f6\u83b7\u5f97 AISP \u548c PISP \u8bb8\u53ef\u8bc1\u3002\u4e0e\u6b64\u540c\u65f6,\u9884\u8ba1\u5230 2027 \u5e74,\u6b27\u6d32\u56fd\u5bb6\u7684\u5f00\u653e\u94f6\u884c\u91c7\u7528\u7387\u5c06\u589e\u52a0\u4e00\u500d\u4ee5\u4e0a\u3002&nbsp;<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u201c\u6211\u4eec\u8ba4\u4e3a\u5f00\u653e\u94f6\u884c\u662f\u91d1\u878d\u670d\u52a1\u683c\u5c40\u7684\u6c38\u4e45\u6027\u8f6c\u53d8\u201d\u91ce\u7530\u5e02\u573a\u6269\u5f20\u4e3b\u7ba1\u5c3c\u53e4\u62c9\u00b7\u67e5\u5361\u6d1b\u592b (Nikola Tchakarov) \u8868\u793a\u3002 \u201c\u5c55\u671b\u672a\u6765,\u6211\u4eec\u9884\u8ba1\u5e02\u573a\u5c06\u7ee7\u7eed\u53d1\u5c55,\u63a8\u51fa\u66f4\u52a0\u4e2a\u6027\u5316\u7684\u4ea7\u54c1,\u52a0\u5f3a\u6d88\u8d39\u8005\u5bf9\u6570\u636e\u7684\u63a7\u5236,\u5e76\u8fdb\u4e00\u6b65\u521b\u65b0\u652f\u4ed8\u5904\u7406\u201d\u4ed6\u8865\u5145\u9053\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u7406\u5f00\u653e\u94f6\u884c\u7684\u4e0b\u4e00\u6b65\u662f\u5f00\u653e\u91d1\u878d,\u5728\u5f00\u653e\u91d1\u878d\u4e2d,\u4e0d\u4ec5\u662f\u94f6\u884c\u5171\u4eab\u6570\u636e,\u8fd8\u6709\u4e00\u7cfb\u5217\u5176\u4ed6\u91d1\u878d\u516c\u53f8:\u6295\u8d44\u516c\u53f8\u3001\u8d22\u5bcc\u7ecf\u7406\u3001\u517b\u8001\u57fa\u91d1\u3001\u4fdd\u9669\u7ecf\u7eaa\u4eba\u548c\u8d37\u6b3e\u4eba\u3002&nbsp;<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u5f00\u653e\u91d1\u878d\u76d1\u7ba1\u548c\u91c7\u7528\u7684\u4e00\u4e2a\u663e\u7740\u4f8b\u5b50\u662f\u5df4\u897f\u3002 2022 \u5e74 3 \u6708,\u8be5\u56fd\u542f\u52a8\u4e86\u6700\u540e\u7684\u5f00\u653e\u91d1\u878d\u5b9e\u65bd\u9636\u6bb5,\u5305\u62ec\u6295\u8d44\u3001\u4fdd\u9669\u548c\u517b\u8001\u91d1\u6570\u636e\u8fdb\u5165\u57fa\u7840\u8bbe\u65bd\u3002&nbsp;<\/span><\/p>\n<ul>\n<li><a href=\"https:\/\/payio.co.uk\/is-open-banking-safe\/\" target=\"_blank\" rel=\"noopener\">\u662f\u5f00\u653e\u94f6\u884c\u5b89\u5168\u5417<\/a><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400;\">\u6700\u540e\u7684\u60f3\u6cd5&nbsp;<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u5f00\u653e\u94f6\u884c\u4e1a\u52a1\u4e0d\u4ec5\u4ec5\u662f\u4e00\u79cd\u8f6c\u77ac\u5373\u901d\u7684\u5e02\u573a\u8d8b\u52bf,\u56e0\u4e3a\u5b83\u6b63\u5728\u5f7b\u5e95\u6539\u53d8\u91d1\u878d\u884c\u4e1a,\u6b64\u524d,\u94f6\u884c\u5bf9\u6d88\u8d39\u8005\u6570\u636e\u62e5\u6709\u5784\u65ad\u5730\u4f4d,\u73b0\u5728,\u6d88\u8d39\u8005\u53ef\u4ee5\u51b3\u5b9a\u662f\u5426\u8981\u4e0e\u6301\u724c\u91d1\u878d\u79d1\u6280\u516c\u53f8\u5206\u4eab\u4ed6\u4eec\u7684\u4fe1\u606f,\u5982\u679c\u4ed6\u4eec\u8fd9\u6837\u505a,\u4ed6\u4eec\u4f1a\u83b7\u5f97\u8bb8\u591a\u597d\u5904:\u66f4\u597d\u7684\u652f\u4ed8\u3001\u9ad8\u6548\u7684\u4e2a\u4eba\u91d1\u878d\u5de5\u5177\u548c\u66f4\u91cf\u8eab\u5b9a\u5236\u7684\u91d1\u878d\u4f53\u9a8c\u3002&nbsp;<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u5728\u4e16\u754c\u5404\u5730,\u6d88\u8d39\u8005\u5df2\u7ecf\u5f00\u59cb\u610f\u8bc6\u5230\u5f00\u653e\u94f6\u884c\u63d0\u4f9b\u7684\u4ee4\u4eba\u5174\u594b\u7684\u53ef\u80fd\u6027\u3002\u201c\u4ece\u5ba2\u6237\u7684\u89d2\u5ea6\u6765\u770b,\u4eba\u4eec\u5bf9\u4fbf\u5229\u3001\u5b89\u5168\u548c\u901f\u5ea6\u7684\u671f\u671b\u8d8a\u6765\u8d8a\u9ad8,\u201d Tchakarov \u8bf4\u3002\u201c\u5ba2\u6237\u5bfb\u6c42\u7b80\u5316\u5176\u8d22\u52a1\u751f\u6d3b\u5e76\u63d0\u4f9b\u8d85\u8d8a\u4f20\u7edf\u94f6\u884c\u670d\u52a1\u7684\u4ef7\u503c\u7684\u89e3\u51b3\u65b9\u6848\u201d<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u751f\u6001\u7cfb\u7edf\u662f\u5426\u4f1a\u8f6c\u5411\u5f00\u653e\u91d1\u878d\u5c06\u53d6\u51b3\u4e8e\u76d1\u7ba1\u5982\u4f55\u6f14\u53d8\u3002\u968f\u7740\u6d88\u8d39\u8005\u83b7\u5f97\u66f4\u591a\u7684\u63a7\u5236\u548c\u6d1e\u5bdf\u529b,\u8fd9\u53ef\u80fd\u4f1a\u5bfc\u81f4\u66f4\u5927\u7684\u8d22\u52a1\u8d4b\u6743\u3002<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u8d5e\u52a9\u5185\u5bb9 App\u8f6c\u5230\u94f6\u884c\u7f51\u4e0a\u5b8c\u6210\u4ea4\u6613\u5417,\u90a3\u5c31\u662f\u5f00\u653e\u5f0f\u94f6\u884c,\u4f60\u6709\u6ca1\u6709\u7528\u8fc7\u4e00\u4e2a\u9884\u7b97\u5de5\u5177\u628a\u4f60\u6240\u6709\u7684\u8d26\u6237\u90fd\u8fde\u63a5\u5728\u4e00\u4e2a\u5730\u65b9,\u90a3\u5c31\u662f\u5f00\u653e\u5f0f\u94f6\u884c,\u4e5f\u3002&nbsp; \u5f00\u653e\u94f6\u884c\u662f\u4e00\u4e2a\u521b\u65b0\u6846\u67b6,\u5141\u8bb8\u94f6\u884c\u4e0e\u83b7\u5f97\u8bb8\u53ef\u7684\u91d1\u878d\u79d1\u6280\u516c\u53f8\u5171\u4eab\u6570\u636e \u91ce\u7530\u7684,\u5728\u6d88\u8d39\u8005\u540c\u610f\u4e0b\u3002\u4ed6\u4eec\u901a\u8fc7\u5f00\u653e\u7684\u5e94\u7528\u7a0b\u5e8f\u7f16\u7a0b\u63a5\u53e3(API)\u6765\u505a\u5230\u8fd9\u4e00\u70b9,\u8fd9\u4e9b\u5e94\u7528\u7a0b\u5e8f\u7f16\u7a0b\u63a5\u53e3\u662f\u4e00\u7ec4\u5b9a\u4e49\u7684\u89c4\u5219,\u4f7f\u8f6f\u4ef6\u80fd\u591f\u76f8\u4e92\u901a\u4fe1\u3002&nbsp; \u5728\u6b27\u6d32,\u5f00\u653e\u94f6\u884c\u4e1a\u88ab\u7eb3\u5165\u7acb\u6cd5\u3002 2018 \u5e74\u5b9e\u65bd\u7684\u5f00\u521b\u6027 PSD2 \u8981\u6c42\u6b27\u6d32\u94f6\u884c\u5411\u6388\u6743\u7684\u91d1\u878d\u79d1\u6280\u516c\u53f8\u5f00\u653e\u5176 API \u6570\u636e\u3002\u4e3a\u4e86\u8bbf\u95ee\u6570\u636e,\u91d1\u878d\u79d1\u6280\u516c\u53f8\u9700\u8981\u83b7\u5f97\u7279\u5b9a\u7684\u8bb8\u53ef\u8bc1\u3002&nbsp; \u5f00\u653e\u94f6\u884c\u4e1a\u52a1\u7684\u597d\u5904&nbsp; 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