{"id":667685,"date":"2023-09-11T00:10:55","date_gmt":"2023-09-10T22:10:55","guid":{"rendered":"https:\/\/dailynewshungary.com\/cn\/%e7%94%a8%e8%b4%b5%e9%87%91%e5%b1%9e%e7%a1%ae%e4%bf%9d%e6%82%a8%e7%9a%84%e9%80%80%e4%bc%91%e7%94%9f%e6%b4%bb\/"},"modified":"2023-09-11T00:10:55","modified_gmt":"2023-09-10T22:10:55","slug":"%e7%94%a8%e8%b4%b5%e9%87%91%e5%b1%9e%e7%a1%ae%e4%bf%9d%e6%82%a8%e7%9a%84%e9%80%80%e4%bc%91%e7%94%9f%e6%b4%bb","status":"publish","type":"post","link":"https:\/\/dailynewshungary.com\/cn\/%e7%94%a8%e8%b4%b5%e9%87%91%e5%b1%9e%e7%a1%ae%e4%bf%9d%e6%82%a8%e7%9a%84%e9%80%80%e4%bc%91%e7%94%9f%e6%b4%bb\/","title":{"rendered":"\u7528\u8d35\u91d1\u5c5e\u786e\u4fdd\u60a8\u7684\u9000\u4f11\u751f\u6d3b"},"content":{"rendered":"<p style=\"text-align: center;\"><span style=\"color: #808080;\"><em><strong>\u8d5e\u52a9\u5185\u5bb9<\/strong><\/em><\/span><\/p>\n<p><strong>\u5229\u7528\u8d35\u91d1\u5c5e\u7684\u4f18\u52bf\u8fdb\u884c\u9000\u4f11\u89c4\u5212,\u5308\u7259\u5229\u6295\u8d44\u8005\u53ef\u4ee5\u63a2\u7d22\u8d35\u91d1\u5c5eIRA\u7684\u9009\u62e9,\u672c\u6587\u5c06\u63a2\u8ba8\u8d35\u91d1\u5c5eIRA\u7684\u6982\u5ff5\u3001\u5b83\u4eec\u5982\u4f55\u8fd0\u4f5c\u3001\u53ef\u7528\u4e8e\u6295\u8d44\u7684\u8d35\u91d1\u5c5e\u7c7b\u578b\u4ee5\u53ca\u62e5\u6709IRA\u662f\u5426\u7b26\u5408\u60a8\u7684\u9000\u4f11\u76ee\u6807\u3002<\/strong><\/p>\n<h2>\u4e86\u89e3\u8d35\u91d1\u5c5e IRA<\/h2>\n<p>\u8d35\u91d1\u5c5e IRA \u4ee3\u8868\u81ea\u5bfc\u5411\u4e2a\u4eba\u9000\u4f11\u8d26\u6237 (IRA) \u7684\u4e13\u95e8\u7c7b\u522b\u3002\u4e0e\u5c06\u6295\u8d44\u9650\u5236\u5728\u4f20\u7edf\u8d44\u4ea7\u4e0a\u7684\u4f20\u7edf IRA \u4e0d\u540c,\u81ea\u5bfc\u5411 IRA \u4f7f\u60a8\u80fd\u591f\u8fd9\u6837\u505a&nbsp;<a href=\"https:\/\/www.postandcourier.com\/sponsored\/best-precious-metals-iras-top-5-gold-ira-investment-companies-of-2023\/article_4e030092-257a-11ee-933e-d782314455a4.html\" target=\"_blank\" rel=\"noopener\">\u4f7f\u7528\u8d35\u91d1\u5c5e IRA \u4f7f\u60a8\u7684\u6295\u8d44\u7ec4\u5408\u591a\u6837\u5316<\/a>&nbsp;(real estate)\u548c\u52a0\u5bc6\u8d27\u5e01\u7b49\u5176\u4ed6\u975e\u5e38\u89c4\u8d44\u4ea7\u6216\u901a\u8fc7\u5408\u5e76\u3002\u8fd9\u4e9bIRA\u53d7\u5230\u4e0e\u6807\u51c6IRA\u76f8\u540c\u7684\u8d21\u732e\u9650\u5236\u3002<\/p>\n<h2>\u7b26\u5408\u9000\u4f11\u6295\u8d44\u8d44\u683c\u7684\u8d35\u91d1\u5c5e<\/h2>\n<p>IRA\u4e3a\u5308\u7259\u5229\u6295\u8d44\u8005\u63d0\u4f9b\u4e86\u6295\u8d44\u9ec4\u91d1\u3001\u767d\u94f6\u3001\u94c2\u91d1\u6216\u94af\u91d1\u7684\u673a\u4f1a, \u4f46\u662f,\u5e76\u975e\u6240\u6709\u8d35\u91d1\u5c5e\u90fd\u7b26\u5408IRS\u7eb3\u5165\u6807\u51c6, \u8981\u7b26\u5408\u8d44\u683c, \u91d1\u5c5e\u5fc5\u987b\u7b26\u5408\u7279\u5b9a\u7684\u7eaf\u5ea6\u6807\u51c6:<\/p>\n<ul>\n<li>\u9ec4\u91d1\u7684\u7eaf\u5ea6\u5fc5\u987b\u4e3a 99.5%\u3002<\/li>\n<li>\u94f6\u7684\u7eaf\u5ea6\u5fc5\u987b\u4e3a 99.9%\u3002<\/li>\n<li>\u94c2\u7684\u7eaf\u5ea6\u5fc5\u987b\u4e3a99.95%\u3002<\/li>\n<li>\u94af\u7684\u7eaf\u5ea6\u5fc5\u987b\u4e3a 99.95%\u3002<\/li>\n<\/ul>\n<p>\u7b26\u5408\u8fd9\u4e9b\u6807\u51c6\u7684\u5e38\u89c1\u9009\u62e9\u5305\u62ec\u52a0\u62ff\u5927\u67ab\u53f6\u786c\u5e01\u3001\u6fb3\u5927\u5229\u4e9a\u8003\u62c9\u91d1\u6761\u786c\u5e01\u548c PAMP Suisse \u68d2\u3002\u6b64\u5916,\u7f8e\u56fd\u56fd\u7a0e\u5c40\u5141\u8bb8\u7f8e\u56fd\u9e70\u786c\u5e01,\u5c3d\u7ba1\u5b83\u4eec\u672a\u80fd\u8fbe\u5230 99.5% \u7684\u9ec4\u91d1\u7eaf\u5ea6\u6807\u51c6\u3002\u6b32\u4e86\u89e3\u66f4\u591a\u4fe1\u606f,\u60a8\u53ef\u4ee5\u67e5\u770b\u6b64\u4fe1\u606f&nbsp;<a href=\"https:\/\/www.dallasnews.com\/branded-content\/2023\/08\/08\/gold-ira-rollover-guide-how-to-transfer-your-ira-or-401k-to-gold\/\" target=\"_blank\" rel=\"noopener\">\u9ec4\u91d1\u7231\u5c14\u5170\u5171\u548c\u519b\u7ffb\u8f66\u6307\u5357<\/a>&nbsp;\u4e86\u89e3\u5982\u4f55\u5c06\u60a8\u7684\u8d44\u4ea7\u8f6c\u6362\u4e3a\u9ec4\u91d1\u3002<\/p>\n<p>\u503c\u5f97\u6ce8\u610f\u7684\u662f,\u7a00\u6709\u6216\u53ef\u6536\u85cf\u7684\u786c\u5e01\u3001\u745e\u58eb\u6cd5\u90ce\u3001\u82f1\u56fd\u541b\u4e3b\u548c\u5fb7\u56fd\u9a6c\u514b\u6ca1\u6709\u8d44\u683c\u7eb3\u5165\u5308\u7259\u5229\u7684\u81ea\u4e3b\u7231\u5c14\u5170\u5171\u548c\u519b\u3002<\/p>\n<h2>\u786e\u5b9a\u8d35\u91d1\u5c5e\u7684\u5206\u914d<\/h2>\n<p>IRA\u5185\u5411\u8d35\u91d1\u5c5e\u5206\u914d\u8d44\u91d1\u4e4b\u524d,\u5308\u7259\u5229\u6295\u8d44\u8005\u5e94\u8be5\u4fdd\u5b88\u5730\u5bf9\u5f85\u8fd9\u9879\u6295\u8d44,\u5927\u591a\u6570\u91d1\u878d\u4e13\u5bb6\u5efa\u8bae\u5c06\u8d35\u91d1\u5c5e\u6295\u8d44\u9650\u5236\u5728\u4e0d\u8d85\u8fc7&nbsp;<a href=\"https:\/\/www.linkedin.com\/pulse\/precious-metals-retirement-golden-path-secure-future-annette-lode\/\" target=\"_blank\" rel=\"noopener\">5%\u81f310%<\/a>&nbsp;\u4ed6\u4eec\u7684\u9000\u4f11\u57fa\u91d1\u3002<\/p>\n<p>1\u4e2a\u7406\u7531\u652f\u6301\u8fd9\u79cd\u4fdd\u5b88\u7684\u505a\u6cd5,\u9996\u5148,\u7cbe\u5fc3\u8bbe\u8ba1\u7684\u6295\u8d44\u7ec4\u5408\u4f18\u5148\u8003\u8651\u591a\u5143\u5316,\u4ee5\u51cf\u8f7b\u4e0e\u8fc7\u5ea6\u6295\u8d44\u5355\u4e00\u8d44\u4ea7\u6216\u8d44\u4ea7\u7c7b\u578b\u76f8\u5173\u7684\u4e0d\u5fc5\u8981\u98ce\u9669,\u591a\u5143\u5316\u786e\u4fdd\u6295\u8d44\u8005\u4e0d\u4f1a\u5c06\u6240\u6709\u8d44\u4ea7\u96c6\u4e2d\u5728\u8d35\u91d1\u5c5e\u4e2d,\u5305\u62ec\u7c7b\u4f3c\u8d44\u4ea7&nbsp;<a href=\"https:\/\/www.usgoldbureau.com\/category\/silver\/silver-bars\" target=\"_blank\" rel=\"noopener\">\u94f6\u6761<\/a>&nbsp;\u53ef\u4ee5\u8fdb\u4e00\u6b65\u589e\u5f3a\u6295\u8d44\u7ec4\u5408\u7684\u5e73\u8861\u6027\u548c\u7a33\u5b9a\u6027\u3002<\/p>\n<p>\u5176\u6b21,\u867d\u7136\u8d35\u91d1\u5c5e\u5386\u53f2\u4e0a\u957f\u671f\u4fdd\u6301\u5176\u4ef7\u503c,\u4f46\u5b83\u4eec\u53ef\u80fd\u843d\u540e\u4e8e\u5176\u4ed6\u8d44\u4ea7\u7c7b\u522b,\u4f8b\u5982\u80a1\u7968,\u7279\u522b\u662f\u5728\u8003\u8651\u518d\u6295\u8d44\u80a1\u606f\u589e\u957f\u65f6\u3002\u56e0\u6b64,\u5bfb\u6c42\u9000\u4f11\u57fa\u91d1\u6301\u7eed\u589e\u957f\u7684\u5308\u7259\u5229\u6295\u8d44\u8005\u53ef\u80fd\u4f1a\u901a\u8fc7\u8fc7\u5ea6\u6295\u8d44\u8d35\u91d1\u5c5e\u6765\u9650\u5236\u5176\u6f5c\u529b\u3002<\/p>\n<p>\u6b64\u5916,\u867d\u7136\u8d35\u91d1\u5c5e\u7ecf\u5e38\u88ab\u8003\u8651<a href=\"https:\/\/www.gold.org\/goldhub\/research\/relevance-of-gold-as-a-strategic-asset\" target=\"_blank\" rel=\"noopener\">&nbsp;\u907f\u9669\u8d44\u4ea7<\/a>\u8005(tips),\u5b83\u4eec\u53ef\u4ee5\u8868\u73b0\u51fa\u7c7b\u4f3c\u4e8e\u80a1\u7968\u7684\u6ce2\u52a8\u6027,\u5728\u7ecf\u6d4e\u4f4e\u8ff7\u65f6\u671f\u4ef7\u683c\u53ef\u80fd\u4f1a\u4e0a\u6da8,\u4f46\u968f\u7740\u80a1\u7968\u5e02\u573a\u7684\u590d\u82cf,\u4ef7\u683c\u53ef\u80fd\u4f1a\u4e0b\u964d,\u5bf9\u4e8e\u90a3\u4e9b\u5bfb\u6c42\u5b89\u5168\u548c\u901a\u80c0\u4fdd\u62a4\u7684\u4eba\u6765\u8bf4,\u50cf\u9ad8\u8d28\u91cf\u503a\u5238\u6216\u56fd\u503a\u901a\u80c0\u4fdd\u62a4\u8bc1\u5238(tips)\u8fd9\u6837\u7684\u6295\u8d44\u53ef\u80fd\u4f1a\u63d0\u4f9b\u66f4\u5408\u9002\u7684\u66ff\u4ee3\u65b9\u6848\u3002<\/p>\n<h2>\u8d35\u91d1\u5c5e IRA \u7684\u72ec\u7279\u8003\u8651\u56e0\u7d20<\/h2>\n<p>IRA\u7684\u5308\u7259\u5229\u6295\u8d44\u8005\u5e94\u8be5\u610f\u8bc6\u5230\u533a\u522b\u4e8e\u5176\u4ed6\u6295\u8d44\u9009\u62e9\u7684\u5177\u4f53\u56e0\u7d20,\u8d35\u91d1\u5c5eIRA\u7531\u4e8e\u5404\u79cd\u8d39\u7528,\u5305\u62ec\u8bbe\u7f6e\u8d39\u3001\u4ea4\u6613\u8d39\u3001\u4fdd\u7ba1\u8d39\u548c\u5b9e\u7269\u8d44\u4ea7\u5b58\u50a8\u8d39,\u5f80\u5f80\u4ef7\u683c\u66f4\u8d35,\u4e0e\u4f20\u7edfIRA\u4e0d\u540c,IRS\u6cd5\u89c4\u7981\u6b62\u5728\u5bb6\u4e2d\u5b58\u50a8\u8d35\u91d1\u5c5e\u6765\u81ea\u8d35\u91d1\u5c5eIRA\u7684\u8d35\u91d1\u5c5e,\u5982\u679c\u8fdd\u53cd,\u5c06\u9762\u4e34\u989d\u5916\u7684\u7a0e\u6536\u548c\u5904\u7f5a\u3002<\/p>\n<h2>\u4ece\u8d35\u91d1\u5c5e IRA \u63d0\u6b3e<\/h2>\n<p>\u5f53\u5308\u7259\u5229\u6295\u8d44\u8005\u51b3\u5b9a\u4ece\u8d35\u91d1\u5c5e IRA \u63d0\u6b3e\u65f6,\u4ed6\u4eec\u6709\u4e24\u79cd\u9009\u62e9:<\/p>\n<ul>\n<li>\u5b9e\u7269\u5206\u9500:\u8981\u6c42\u5206\u9500\u65f6\u5b9e\u9645\u8fd0\u9001\u7684\u5b9e\u7269\u8d35\u91d1\u5c5e\u3002<\/li>\n<li>\u5b58\u6258\u8d2d\u4e70:\u9009\u62e9\u5b58\u6258\u4ece\u7231\u5c14\u5170\u5171\u548c\u519b\u8d2d\u4e70\u8d35\u91d1\u5c5e,\u4e3a\u6295\u8d44\u8005\u63d0\u4f9b\u5176\u6295\u8d44\u7684\u7f8e\u5143\u4ef7\u503c\u3002<\/li>\n<\/ul>\n<p>11\u90095\u4e0d\u8bba\u63d0\u6b3e\u65b9\u5f0f\u5982\u4f55,\u6295\u8d44\u8005\u90fd\u5fc5\u987b\u8054\u7cfb\u5176\u6258\u7ba1\u4eba\u53d1\u8d77\u4ea4\u6613,\u9700\u8981\u6ce8\u610f\u7684\u662f,\u8d35\u91d1\u5c5eIRA\u4e0e\u4f20\u7edfIRA\u7684\u7a0e\u6536\u89c4\u5219\u76f8\u540c,\u867d\u7136\u8d26\u6237\u5185\u7684\u6295\u8d44\u65e0\u9700\u7eb3\u7a0e\u5373\u53ef\u589e\u503c,\u4f46\u63d0\u6b3e\u53ef\u80fd\u4f1a\u6839\u636e\u6295\u8d44\u8005\u7684\u8d26\u6237\u7c7b\u578b\u548c\u5e74\u9f84\u4ea7\u751f\u7a0e\u6536\u548c\u5904\u7f5a\u3002<\/p>\n<h2>\u60a8\u5e94\u8be5\u8003\u8651\u8d35\u91d1\u5c5e IRA \u5417?<\/h2>\n<p>\u5f00\u8d35\u91d1\u5c5eIRA\u7684\u51b3\u5b9a\u6700\u7ec8\u53d6\u51b3\u4e8e\u60a8\u7684\u8d22\u52a1\u72b6\u51b5\u3001\u6295\u8d44\u76ee\u6807\u4ee5\u53ca\u4f5c\u4e3a\u5308\u7259\u5229\u6295\u8d44\u8005\u7684\u98ce\u9669\u627f\u53d7\u80fd\u529b,\u867d\u7136\u8d35\u91d1\u5c5eIRA\u63d0\u4f9b\u6f5c\u5728\u7684\u901a\u80c0\u4fdd\u62a4\u548c\u6295\u8d44\u7ec4\u5408\u591a\u5143\u5316,\u4f46\u4e0e\u4e00\u4e9b\u66ff\u4ee3\u6295\u8d44\u9009\u62e9\u76f8\u6bd4,\u5b83\u4eec\u5177\u6709\u66f4\u9ad8\u7684\u652f\u51fa\u3002<\/p>\n<p>(Precious Metal 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