{"id":737946,"date":"2018-07-05T14:15:09","date_gmt":"2018-07-05T12:15:09","guid":{"rendered":"https:\/\/dailynewshungary.com\/de\/erfahren-sie-wie-privatkredite-funktionieren-bevor-sie-kredite-aufnehmen\/"},"modified":"2018-07-05T14:15:09","modified_gmt":"2018-07-05T12:15:09","slug":"erfahren-sie-wie-privatkredite-funktionieren-bevor-sie-kredite-aufnehmen","status":"publish","type":"post","link":"https:\/\/dailynewshungary.com\/de\/erfahren-sie-wie-privatkredite-funktionieren-bevor-sie-kredite-aufnehmen\/","title":{"rendered":"Erfahren Sie, wie Privatkredite funktionieren, bevor Sie Kredite aufnehmen"},"content":{"rendered":"<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\"><strong>Wenn Sie jemals in einer Situation waren, in der Sie gro\u00dfe Bargeldbetr\u00e4ge ben\u00f6tigen, um einen Notfall zu \u00fcberwinden, dann wissen Sie, wie besorgniserregend es sein kann, herauszufinden, woher genau Sie das Geld nehmen werden.<\/strong><\/p>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Gott sei Dank f\u00fcr Privatkredite! in fast jedem Land der Welt kann man sich durch die Aufnahme eines Privatkredits gro\u00dfe Summen an Bargeld leihen, da Privatkredite unbesichert sind und keine Sicherheiten oder Sicherheiten von einem verlangen, sind sie wohl die beste L\u00f6sung f\u00fcr finanzielle Notf\u00e4lle Und wie der Name schon sagt, kann man einen Privatkredit f\u00fcr absolut alles nutzen Es muss nicht unbedingt ein finanzieller Notfall sein.<\/p>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Einige der h\u00e4ufigsten Gr\u00fcnde f\u00fcr die Beantragung eines Privatkredits sind:<\/p>\n<ul data-list-id=\"4\" data-list-format=\"{&quot;level5&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;\u25aa&quot;,&quot;type&quot;:8,&quot;ltype&quot;:23,&quot;startsWith&quot;:1},&quot;level4&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;o&quot;,&quot;type&quot;:7,&quot;ltype&quot;:23,&quot;startsWith&quot;:1},&quot;level7&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;o&quot;,&quot;type&quot;:7,&quot;ltype&quot;:23,&quot;startsWith&quot;:1},&quot;level6&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;\u25cf&quot;,&quot;type&quot;:6,&quot;ltype&quot;:23,&quot;startsWith&quot;:1},&quot;level8&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;\u25aa&quot;,&quot;type&quot;:8,&quot;ltype&quot;:23,&quot;startsWith&quot;:1},&quot;level1&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;o&quot;,&quot;type&quot;:7,&quot;ltype&quot;:23,&quot;startsWith&quot;:1},&quot;level0&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;\u25cf&quot;,&quot;type&quot;:6,&quot;ltype&quot;:23,&quot;startsWith&quot;:1},&quot;level3&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;\u25cf&quot;,&quot;type&quot;:6,&quot;ltype&quot;:23,&quot;startsWith&quot;:1},&quot;level2&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;\u25aa&quot;,&quot;type&quot;:8,&quot;ltype&quot;:23,&quot;startsWith&quot;:1}}\" data-spl-bullet-format=\"{}\">\n<li>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-list-id=\"4\" data-list-info=\"{&quot;id&quot;:4,&quot;l&quot;:0}\" data-window-control-info=\"true\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Eine Anzahlung f\u00fcr Ihr Hochzeitsbankett<\/p>\n<\/li>\n<li>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-list-id=\"4\" data-list-info=\"{&quot;id&quot;:4,&quot;l&quot;:0}\" data-window-control-info=\"true\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Reisezwecke<\/p>\n<\/li>\n<li>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-list-id=\"4\" data-list-info=\"{&quot;id&quot;:4,&quot;l&quot;:0}\" data-window-control-info=\"true\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Medizinische Notf\u00e4lle<\/p>\n<\/li>\n<li>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-list-id=\"4\" data-list-info=\"{&quot;id&quot;:4,&quot;l&quot;:0}\" data-window-control-info=\"true\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Studiengeb\u00fchren zu bezahlen<\/p>\n<\/li>\n<li>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-list-id=\"4\" data-list-info=\"{&quot;id&quot;:4,&quot;l&quot;:0}\" data-window-control-info=\"true\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Flut \u00fcber Bestattungskosten<\/p>\n<\/li>\n<\/ul>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Scheint eine gute L\u00f6sung f\u00fcr die finanziellen Bed\u00fcrfnisse zu sein, oder? in der Tat gibt es zahlreiche Gr\u00fcnde f\u00fcr die Aufnahme eines Privatkredits Aber bevor Sie es tun, ist es wichtig, dass Sie verstehen, wie sie funktionieren Wenn nicht, k\u00f6nnen Sie sich nur in einer Schuldenfalle befinden.<\/p>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Hier sind ein paar Dinge, die Sie \u00fcber die Funktionsweise von Privatkrediten wissen m\u00fcssen:<\/p>\n<ol data-list-id=\"1\" data-list-format=\"{&quot;level5&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0005.&quot;,&quot;type&quot;:2,&quot;ltype&quot;:2,&quot;startsWith&quot;:1},&quot;level4&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0004.&quot;,&quot;type&quot;:4,&quot;ltype&quot;:4,&quot;startsWith&quot;:1},&quot;level7&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0007.&quot;,&quot;type&quot;:4,&quot;ltype&quot;:4,&quot;startsWith&quot;:1},&quot;level6&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0006.&quot;,&quot;type&quot;:0,&quot;ltype&quot;:0,&quot;startsWith&quot;:1},&quot;level8&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;b.&quot;,&quot;type&quot;:2,&quot;ltype&quot;:2,&quot;startsWith&quot;:1},&quot;level1&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0001.&quot;,&quot;type&quot;:4,&quot;ltype&quot;:4,&quot;startsWith&quot;:1},&quot;level0&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0000.&quot;,&quot;type&quot;:0,&quot;ltype&quot;:0,&quot;startsWith&quot;:1},&quot;level3&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0003.&quot;,&quot;type&quot;:0,&quot;ltype&quot;:0,&quot;startsWith&quot;:1},&quot;level2&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0002.&quot;,&quot;type&quot;:2,&quot;ltype&quot;:2,&quot;startsWith&quot;:1}}\" data-spl-bullet-format=\"{}\">\n<li>\n<h2 class=\"zw-paragraph heading2\" data-header=\"2\" data-hd-info=\"2\" data-list-id=\"1\" data-list-info=\"{&quot;id&quot;:1,&quot;l&quot;:0}\" data-keep-line-info=\"true\">Machen Sie sich mit allgemein verwendeten Begriffen vertraut<\/h2>\n<\/li>\n<\/ol>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Es ist immer eine gute Idee, sich mit den allgemeinen Begriffen vertraut zu machen, auf die Sie bei der Beantragung eines Privatkredits sto\u00dfen werden. Das Verst\u00e4ndnis der folgenden Bedingungen hilft Ihnen auch dabei, besser zu verstehen, wof\u00fcr Sie sich anmelden:<\/p>\n<ul data-list-id=\"2\" data-list-format=\"{&quot;level5&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;\u25aa&quot;,&quot;type&quot;:8,&quot;ltype&quot;:23,&quot;startsWith&quot;:1},&quot;level4&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;o&quot;,&quot;type&quot;:7,&quot;ltype&quot;:23,&quot;startsWith&quot;:1},&quot;level7&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;o&quot;,&quot;type&quot;:7,&quot;ltype&quot;:23,&quot;startsWith&quot;:1},&quot;level6&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;\u25cf&quot;,&quot;type&quot;:6,&quot;ltype&quot;:23,&quot;startsWith&quot;:1},&quot;level8&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;\u25aa&quot;,&quot;type&quot;:8,&quot;ltype&quot;:23,&quot;startsWith&quot;:1},&quot;level1&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;o&quot;,&quot;type&quot;:7,&quot;ltype&quot;:23,&quot;startsWith&quot;:1},&quot;level0&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;\u25cf&quot;,&quot;type&quot;:6,&quot;ltype&quot;:23,&quot;startsWith&quot;:1},&quot;level3&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;\u25cf&quot;,&quot;type&quot;:6,&quot;ltype&quot;:23,&quot;startsWith&quot;:1},&quot;level2&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;\u25aa&quot;,&quot;type&quot;:8,&quot;ltype&quot;:23,&quot;startsWith&quot;:1}}\" data-spl-bullet-format=\"{}\">\n<li>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-list-id=\"2\" data-list-info=\"{&quot;id&quot;:2,&quot;l&quot;:0}\" data-window-control-info=\"true\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Prinzipal: Dies ist der Betrag, den die Bank Ihnen zu leihen bereit ist.<\/p>\n<\/li>\n<li>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-list-id=\"2\" data-list-info=\"{&quot;id&quot;:2,&quot;l&quot;:0}\" data-window-control-info=\"true\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Zinsen: Bedenken Sie immer, dass es zwei Arten von Zinsen gibt \u2013 der angek\u00fcndigte Zinssatz und der Effektivzinssatz (EIR).<\/p>\n<ul data-list-id=\"2\">\n<li>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-list-id=\"2\" data-list-info=\"{&quot;id&quot;:2,&quot;l&quot;:1}\" data-window-control-info=\"true\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Der ausgeschriebene Zinssatz ist der, den Sie in allen von der Bank bereitgestellten Marketingmaterialien finden.<\/p>\n<\/li>\n<li>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-list-id=\"2\" data-list-info=\"{&quot;id&quot;:2,&quot;l&quot;:1}\" data-window-control-info=\"true\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Die EIR sind die wahren Kosten des Darlehens, da sie Servicegeb\u00fchren und alle anderen Geb\u00fchren enthalten, die w\u00e4hrend der Bearbeitung Ihres Darlehens erhoben werden. Achten Sie auf die EIR, bevor Sie Ihren Kredit beantragen.<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-list-id=\"2\" data-list-info=\"{&quot;id&quot;:2,&quot;l&quot;:0}\" data-window-control-info=\"true\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Gesamtschuldendienstquote (TDSR): Wenn Sie bereits mehrere Kredite haben, kann Ihr Antrag auf einen Privatkredit mit der Begr\u00fcndung abgelehnt werden, dass er nicht der akzeptablen TDSR-Anforderung entspricht Geldbeh\u00f6rden auf der ganzen Welt haben unterschiedliche Grenzen f\u00fcr diese Quote festgelegt, um sicherzustellen, dass Menschen nicht mehr Kredite aufnehmen, als sie sich leisten k\u00f6nnen. Nach diesem Rahmen sollten Ihre monatlichen Schuldenzahlungen im Idealfall 60% Ihres monatlichen Haushaltseinkommens nicht \u00fcberschreiten.<\/p>\n<\/li>\n<\/ul>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Nachdem Sie diese Grundbegriffe verstanden haben, gehen wir zum n\u00e4chsten Schritt \u00fcber.<\/p>\n<ol start=\"2\" data-list-id=\"1\" data-list-format=\"{&quot;level5&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0005.&quot;,&quot;type&quot;:2,&quot;ltype&quot;:2,&quot;startsWith&quot;:1},&quot;level4&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0004.&quot;,&quot;type&quot;:4,&quot;ltype&quot;:4,&quot;startsWith&quot;:1},&quot;level7&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0007.&quot;,&quot;type&quot;:4,&quot;ltype&quot;:4,&quot;startsWith&quot;:1},&quot;level6&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0006.&quot;,&quot;type&quot;:0,&quot;ltype&quot;:0,&quot;startsWith&quot;:1},&quot;level8&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;b.&quot;,&quot;type&quot;:2,&quot;ltype&quot;:2,&quot;startsWith&quot;:1},&quot;level1&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0001.&quot;,&quot;type&quot;:4,&quot;ltype&quot;:4,&quot;startsWith&quot;:1},&quot;level0&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0000.&quot;,&quot;type&quot;:0,&quot;ltype&quot;:0,&quot;startsWith&quot;:1},&quot;level3&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0003.&quot;,&quot;type&quot;:0,&quot;ltype&quot;:0,&quot;startsWith&quot;:1},&quot;level2&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0002.&quot;,&quot;type&quot;:2,&quot;ltype&quot;:2,&quot;startsWith&quot;:1}}\" data-spl-bullet-format=\"{}\">\n<li>\n<h2 class=\"zw-paragraph heading2\" data-header=\"2\" data-hd-info=\"2\" data-list-id=\"1\" data-list-info=\"{&quot;id&quot;:1,&quot;l&quot;:0}\" data-keep-line-info=\"true\">Recherchieren Sie<\/h2>\n<\/li>\n<\/ol>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Sie wissen, wie sie m\u00fchsam die funktionen von zwei telefonen vergleichen, bevor sie sich f\u00fcr einen kauf entscheiden? genau das ist der recherchierungsgrad, den sie auf der suche nach einem pers\u00f6nlichen kredit investieren m\u00fcssen recherchieren sie gr\u00fcndlich und lesen sie die gesch\u00e4ftsbedingungen wenn ein kredit da drau\u00dfen zu sch\u00f6n erscheint, um wahr zu sein, fragen sie sich, warum das so sein kann? gibt es versteckte geb\u00fchren und geb\u00fchren?<\/p>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Eine gute M\u00f6glichkeit, das Kleingedruckte zu verstehen, besteht darin, Ihre Frage in Online-Foren zu ver\u00f6ffentlichen, die auf Finanzen zugeschnitten sind. Die Antworten, die Sie erhalten, werden echt und unvoreingenommen sein, da die Chancen, dass sie von der Bank moderiert werden, recht gering sind.<\/p>\n<ol start=\"3\" data-list-id=\"1\" data-list-format=\"{&quot;level5&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0005.&quot;,&quot;type&quot;:2,&quot;ltype&quot;:2,&quot;startsWith&quot;:1},&quot;level4&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0004.&quot;,&quot;type&quot;:4,&quot;ltype&quot;:4,&quot;startsWith&quot;:1},&quot;level7&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0007.&quot;,&quot;type&quot;:4,&quot;ltype&quot;:4,&quot;startsWith&quot;:1},&quot;level6&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0006.&quot;,&quot;type&quot;:0,&quot;ltype&quot;:0,&quot;startsWith&quot;:1},&quot;level8&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;b.&quot;,&quot;type&quot;:2,&quot;ltype&quot;:2,&quot;startsWith&quot;:1},&quot;level1&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0001.&quot;,&quot;type&quot;:4,&quot;ltype&quot;:4,&quot;startsWith&quot;:1},&quot;level0&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0000.&quot;,&quot;type&quot;:0,&quot;ltype&quot;:0,&quot;startsWith&quot;:1},&quot;level3&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0003.&quot;,&quot;type&quot;:0,&quot;ltype&quot;:0,&quot;startsWith&quot;:1},&quot;level2&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0002.&quot;,&quot;type&quot;:2,&quot;ltype&quot;:2,&quot;startsWith&quot;:1}}\" data-spl-bullet-format=\"{}\">\n<li>\n<h2 class=\"zw-paragraph heading2\" data-header=\"2\" data-hd-info=\"2\" data-list-id=\"1\" data-list-info=\"{&quot;id&quot;:1,&quot;l&quot;:0}\" data-keep-line-info=\"true\">Machen Sie keine mehreren Anwendungen<\/h2>\n<\/li>\n<\/ol>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Sie denken vielleicht, dass der beste Weg, um einen Privatkredit zu erhalten, darin besteht, als potenzieller Kreditnehmer an die Banken heranzutreten und dann den Kredit zu beantragen und zu sehen, ob Ihr Antrag genehmigt wird. Was Sie jedoch m\u00f6glicherweise nicht wissen, ist, dass jedes Mal, wenn Sie einen Kredit beantragen, Ihre Kreditauskunft in die H\u00f6he gezogen wird Und jedes Mal, wenn Ihre Kreditauskunft in Anspruch genommen wird, wirkt sich dies letztendlich auf Ihre Kreditw\u00fcrdigkeit aus.<\/p>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Sagen Sie zum Beispiel, dass Sie in einem Monat 8 verschiedene Banken angesprochen haben, sich nach deren pers\u00f6nlichen Kreditprodukten erkundigt haben und 4 davon beantragt haben Das bedeutet, dass Ihre Kreditauskunft jedes Mal, wenn Sie Ihren Antrag ausgef\u00fcllt und eingereicht haben, hochgezogen wurde Nehmen wir an, Sie beantragen einen Privatkredit bei einer anderen Bank, posten Sie dies Diese Bank wird Ihre Kreditauskunft abrufen Sie werden sehen, dass Sie im letzten Monat bereits 4 Mal einen Privatkredit beantragt haben In ihren Augen ist dies ein rotes F\u00e4hnchen Sie denken vielleicht, dass der Grund, warum Sie so viele Anfragen gestellt und so viele Antr\u00e4ge gestellt haben, darin liegt, dass Sie wahrscheinlich nach einem Kreditbetrag suchen, auf den Sie keinen Anspruch haben, oder die Bank misstrauisch gegen\u00fcber Ihren Gr\u00fcnden f\u00fcr die Aufnahme eines Kredits ist Alle Art und negativ.<\/p>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Das ist nat\u00fcrlich nur ein Beispiel und du wirst nicht wirklich 5 Antr\u00e4ge in einem Monat ausf\u00fcllen Aber es ist wichtig zu bedenken, dass jedes Mal, wenn du einen Kreditantrag stellst, deine Kreditauskunft hochgezogen wird.<\/p>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Aus diesem Grund ist es wichtig, sich zu informieren, bevor Sie eine Anfrage bei der Bank stellen.<\/p>\n<ol start=\"4\" data-list-id=\"1\" data-list-format=\"{&quot;level5&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0005.&quot;,&quot;type&quot;:2,&quot;ltype&quot;:2,&quot;startsWith&quot;:1},&quot;level4&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0004.&quot;,&quot;type&quot;:4,&quot;ltype&quot;:4,&quot;startsWith&quot;:1},&quot;level7&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0007.&quot;,&quot;type&quot;:4,&quot;ltype&quot;:4,&quot;startsWith&quot;:1},&quot;level6&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0006.&quot;,&quot;type&quot;:0,&quot;ltype&quot;:0,&quot;startsWith&quot;:1},&quot;level8&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;b.&quot;,&quot;type&quot;:2,&quot;ltype&quot;:2,&quot;startsWith&quot;:1},&quot;level1&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0001.&quot;,&quot;type&quot;:4,&quot;ltype&quot;:4,&quot;startsWith&quot;:1},&quot;level0&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0000.&quot;,&quot;type&quot;:0,&quot;ltype&quot;:0,&quot;startsWith&quot;:1},&quot;level3&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0003.&quot;,&quot;type&quot;:0,&quot;ltype&quot;:0,&quot;startsWith&quot;:1},&quot;level2&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0002.&quot;,&quot;type&quot;:2,&quot;ltype&quot;:2,&quot;startsWith&quot;:1}}\" data-spl-bullet-format=\"{}\">\n<li>\n<h2 class=\"zw-paragraph heading2\" data-header=\"2\" data-hd-info=\"2\" data-list-id=\"1\" data-list-info=\"{&quot;id&quot;:1,&quot;l&quot;:0}\" data-keep-line-info=\"true\">Bestimmen Sie die Art des Privatkredits, den Sie ben\u00f6tigen<\/h2>\n<\/li>\n<\/ol>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Sie lesen das sicher und denken, dass alles, was Sie brauchen, ein Privatkredit ist Aber wussten Sie, dass es verschiedene Arten von Privatkrediten gibt? die meisten Privatkredite lassen sich grob in die folgenden drei Arten einteilen:<\/p>\n<ul data-list-id=\"3\" data-list-format=\"{&quot;level5&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;\u25aa&quot;,&quot;type&quot;:8,&quot;ltype&quot;:23,&quot;startsWith&quot;:1},&quot;level4&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;o&quot;,&quot;type&quot;:7,&quot;ltype&quot;:23,&quot;startsWith&quot;:1},&quot;level7&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;o&quot;,&quot;type&quot;:7,&quot;ltype&quot;:23,&quot;startsWith&quot;:1},&quot;level6&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;\u25cf&quot;,&quot;type&quot;:6,&quot;ltype&quot;:23,&quot;startsWith&quot;:1},&quot;level8&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;\u25aa&quot;,&quot;type&quot;:8,&quot;ltype&quot;:23,&quot;startsWith&quot;:1},&quot;level1&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;o&quot;,&quot;type&quot;:7,&quot;ltype&quot;:23,&quot;startsWith&quot;:1},&quot;level0&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;\u25cf&quot;,&quot;type&quot;:6,&quot;ltype&quot;:23,&quot;startsWith&quot;:1},&quot;level3&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;\u25cf&quot;,&quot;type&quot;:6,&quot;ltype&quot;:23,&quot;startsWith&quot;:1},&quot;level2&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;\u25aa&quot;,&quot;type&quot;:8,&quot;ltype&quot;:23,&quot;startsWith&quot;:1}}\" data-spl-bullet-format=\"{}\">\n<li>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-list-id=\"3\" data-list-info=\"{&quot;id&quot;:3,&quot;l&quot;:0}\" data-window-control-info=\"true\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Privatratenkredit: Das ist die h\u00e4ufigste Art von Privatkredit Die Bank schreibt einen vorher festgelegten Betrag an Bargeld auf Ihr Kreditkonto, das Sie dann nach Belieben verwenden k\u00f6nnen, allerdings sind die Zinsen, die Ihnen berechnet werden, auf die gesamte Kreditsumme und nicht nur auf den Betrag, den Sie in Anspruch genommen haben, in den meisten F\u00e4llen ist der Zinssatz fest und Sie m\u00fcssen jeden Monat Ratenzahlungen leisten.<\/p>\n<\/li>\n<li>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-list-id=\"3\" data-list-info=\"{&quot;id&quot;:3,&quot;l&quot;:0}\" data-window-control-info=\"true\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Kreditlinie: Auch als pers\u00f6nliche Kreditlinie bekannt, wird diese Art von Kredit als revolvierender Kredit bezeichnet, Hier bestimmt die Bank den Betrag, den sie bereit ist, Ihnen zu verl\u00e4ngern, basierend auf Ihrem monatlichen Einkommen Die meisten Banken neigen dazu, pers\u00f6nliche Kreditlinien bis zum 4-fachen Ihres monatlichen Einkommens zu verl\u00e4ngern Bei einer Kreditlinie zahlen Sie nur Zinsen auf den Betrag, den Sie verwenden.<\/p>\n<\/li>\n<li>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-list-id=\"3\" data-list-info=\"{&quot;id&quot;:3,&quot;l&quot;:0}\" data-window-control-info=\"true\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Saldo\u00fcberweisung: Ein Saldo\u00fcberweisungsdarlehen erm\u00f6glicht es Ihnen, jeden Ihrer derzeit unbesicherten ausstehenden Kredite an einer Stelle zu \u00fcbertragen, mit einem niedrigeren Zinssatz Dies ist besonders n\u00fctzlich, wenn Sie Ihre Schulden konsolidieren und besser beherrschbar machen m\u00f6chten.<\/p>\n<\/li>\n<\/ul>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Es ist wichtig zu beachten, dass revolvierende Kredite im Allgemeinen mit h\u00f6heren Zinss\u00e4tzen verbunden sind, da Sie ein h\u00f6heres Ma\u00df an Flexibilit\u00e4t haben, das Sie mit dem Geld genie\u00dfen k\u00f6nnen. Dar\u00fcber hinaus sollten revolvierende Kredite nur dann aufgenommen werden, wenn Sie sicher sind, dass Sie die Zahlung f\u00fcr den abgehobenen Betrag leisten k\u00f6nnen bald und sollten niemals als Geldquelle f\u00fcr langfristige Verpflichtungen genutzt werden.<\/p>\n<ol start=\"5\" data-list-id=\"1\" data-list-format=\"{&quot;level5&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0005.&quot;,&quot;type&quot;:2,&quot;ltype&quot;:2,&quot;startsWith&quot;:1},&quot;level4&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0004.&quot;,&quot;type&quot;:4,&quot;ltype&quot;:4,&quot;startsWith&quot;:1},&quot;level7&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0007.&quot;,&quot;type&quot;:4,&quot;ltype&quot;:4,&quot;startsWith&quot;:1},&quot;level6&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0006.&quot;,&quot;type&quot;:0,&quot;ltype&quot;:0,&quot;startsWith&quot;:1},&quot;level8&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;b.&quot;,&quot;type&quot;:2,&quot;ltype&quot;:2,&quot;startsWith&quot;:1},&quot;level1&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0001.&quot;,&quot;type&quot;:4,&quot;ltype&quot;:4,&quot;startsWith&quot;:1},&quot;level0&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0000.&quot;,&quot;type&quot;:0,&quot;ltype&quot;:0,&quot;startsWith&quot;:1},&quot;level3&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0003.&quot;,&quot;type&quot;:0,&quot;ltype&quot;:0,&quot;startsWith&quot;:1},&quot;level2&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0002.&quot;,&quot;type&quot;:2,&quot;ltype&quot;:2,&quot;startsWith&quot;:1}}\" data-spl-bullet-format=\"{}\">\n<li>\n<h2 class=\"zw-paragraph heading2\" data-header=\"2\" data-hd-info=\"2\" data-list-id=\"1\" data-list-info=\"{&quot;id&quot;:1,&quot;l&quot;:0}\" data-keep-line-info=\"true\">Bewahren Sie die erforderlichen Dokumente auf<\/h2>\n<\/li>\n<\/ol>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">W\u00e4hrend jede Bank von Ihnen verlangt, dass Sie ihnen unterschiedliche Dokumente zur Verf\u00fcgung stellen, sind einige Dokumente banken\u00fcbergreifend Standard. Dazu geh\u00f6ren identit\u00e4tsbezogene und einkommensbezogene Dokumente. In den meisten F\u00e4llen werden Sie gebeten, der Bank Kopien Ihrer monatlichen Gehaltsabrechnungen und Ihrer Steuererkl\u00e4rungen zur Verf\u00fcgung zu stellen. Wenn Sie ein Ausl\u00e4nder sind, der einen Kredit beantragen m\u00f6chte, werden Sie gebeten, eine Kopie Ihres Reisepasses sowie eine Kopie Ihres Arbeitspasses vorzulegen.<\/p>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Bedenken Sie jedoch, dass es sich lediglich um grundlegende Dokumente handelt. Jede Bank kann unterschiedliche Anforderungen haben.<\/p>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Das Befolgen dieser 5 Schritte wird dazu beitragen, drei Dinge zu gew\u00e4hrleisten. Erstens werden Sie in der Lage sein, zu bestimmen, welche Art von Privatkredit Sie suchen. Zweitens werden Sie in einer besseren Position sein, wenn es darum geht, verschiedene Gesch\u00e4ftsbedingungen zu verstehen, wie sie von der Bank festgelegt werden. Und schlie\u00dflich sind Sie bereit mit allem, was Sie brauchen, damit die Bank Ihren Kredit problemlos genehmigen kann.<\/p>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;fw&quot;:&quot;bold&quot;,&quot;size&quot;:12}\">Autorenbiografie:<\/p>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;size&quot;:12}\">[autor] [author_image timthumb=&#8217;on&#8217;][\/author_image] [author_info]<strong>Nidhi Mahajan<\/strong> Ist Autorin und Bloggerin. Sie liebt es, Wirtschafts- und Finanznachrichten zu schreiben. Weitere Informationen finden Sie in ihrem Blog unter pop-pins.com [\/author_info] [\/author]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Wenn Sie jemals in einer Situation waren, in der Sie gro\u00dfe Bargeldbetr\u00e4ge ben\u00f6tigen, um einen Notfall zu \u00fcberwinden, dann wissen Sie, wie besorgniserregend es sein kann, herauszufinden, woher genau Sie das Geld nehmen werden. Gott sei Dank f\u00fcr Privatkredite! in fast jedem Land der Welt kann man sich durch die Aufnahme eines Privatkredits gro\u00dfe Summen [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":737947,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_display_image":"","footnotes":""},"categories":[1281],"tags":[1089],"class_list":["post-737946","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-geschaft","tag-nutzlich"],"blocksy_meta":[],"acf":[],"author_username":"alk","telegram_post":"","public_post_metadata":{"breaking_news":"","important":"","csempe":"","center_tile":"","disable_thumbnail":"","target_lang":"","_featured_image_style":"","telegram_post":"","_xlat_group_id":""},"public_rank_math_data":{"title":"%title% %sep% %sitename%","description":"","focus_keyword":"","canonical_url":"","robots":"","primary_category":"1281","breadcrumb_title":"","facebook_title":"","facebook_description":"","facebook_image":"","facebook_image_id":"","twitter_title":"","twitter_description":"","twitter_image":"","twitter_image_id":"","twitter_card_type":"","twitter_use_facebook":"","advanced_robots":"","pillar_content":"","seo_score":"","contentai_score":"","rich_snippet":""},"_links":{"self":[{"href":"https:\/\/dailynewshungary.com\/de\/wp-json\/wp\/v2\/posts\/737946","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dailynewshungary.com\/de\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dailynewshungary.com\/de\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dailynewshungary.com\/de\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/dailynewshungary.com\/de\/wp-json\/wp\/v2\/comments?post=737946"}],"version-history":[{"count":0,"href":"https:\/\/dailynewshungary.com\/de\/wp-json\/wp\/v2\/posts\/737946\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dailynewshungary.com\/de\/wp-json\/wp\/v2\/media\/737947"}],"wp:attachment":[{"href":"https:\/\/dailynewshungary.com\/de\/wp-json\/wp\/v2\/media?parent=737946"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dailynewshungary.com\/de\/wp-json\/wp\/v2\/categories?post=737946"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dailynewshungary.com\/de\/wp-json\/wp\/v2\/tags?post=737946"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}