{"id":702527,"date":"2018-07-05T14:15:09","date_gmt":"2018-07-05T12:15:09","guid":{"rendered":"https:\/\/dailynewshungary.com\/it\/scopri-come-funzionano-i-prestiti-personali-prima-di-prendere-in-prestito\/"},"modified":"2018-07-05T14:15:09","modified_gmt":"2018-07-05T12:15:09","slug":"scopri-come-funzionano-i-prestiti-personali-prima-di-prendere-in-prestito","status":"publish","type":"post","link":"https:\/\/dailynewshungary.com\/it\/scopri-come-funzionano-i-prestiti-personali-prima-di-prendere-in-prestito\/","title":{"rendered":"Scopri come funzionano i prestiti personali prima di prendere in prestito"},"content":{"rendered":"<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\"><strong>Se ti sei mai trovato in una situazione in cui hai bisogno di grandi quantit\u00e0 di denaro per superare un\u2019emergenza, allora sai quanto pu\u00f2 essere preoccupante cercare di capire da dove esattamente otterrai i soldi.<\/strong><\/p>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Grazie a Dio per i prestiti personali! in quasi tutti i paesi del mondo, \u00e8 possibile prendere in prestito ingenti somme di denaro contante stipulando un prestito personale Poich\u00e9 i prestiti personali non sono garantiti e non richiedono di fornire alcuna garanzia o garanzia, sono probabilmente la soluzione migliore per le emergenze finanziarie E come suggerisce il nome, \u00e8 possibile utilizzare un prestito personale per assolutamente qualsiasi cosa Non deve necessariamente essere un&#8217;emergenza finanziaria.<\/p>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Alcuni dei motivi pi\u00f9 comuni dietro la richiesta di un prestito personale sono<\/p>\n<ul data-list-id=\"4\" data-list-format=\"{&quot;level5&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;\u25aa&quot;,&quot;type&quot;:8,&quot;ltype&quot;:23,&quot;startsWith&quot;:1},&quot;level4&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;o&quot;,&quot;type&quot;:7,&quot;ltype&quot;:23,&quot;startsWith&quot;:1},&quot;level7&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;o&quot;,&quot;type&quot;:7,&quot;ltype&quot;:23,&quot;startsWith&quot;:1},&quot;level6&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;\u25cf&quot;,&quot;type&quot;:6,&quot;ltype&quot;:23,&quot;startsWith&quot;:1},&quot;level8&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;\u25aa&quot;,&quot;type&quot;:8,&quot;ltype&quot;:23,&quot;startsWith&quot;:1},&quot;level1&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;o&quot;,&quot;type&quot;:7,&quot;ltype&quot;:23,&quot;startsWith&quot;:1},&quot;level0&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;\u25cf&quot;,&quot;type&quot;:6,&quot;ltype&quot;:23,&quot;startsWith&quot;:1},&quot;level3&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;\u25cf&quot;,&quot;type&quot;:6,&quot;ltype&quot;:23,&quot;startsWith&quot;:1},&quot;level2&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;\u25aa&quot;,&quot;type&quot;:8,&quot;ltype&quot;:23,&quot;startsWith&quot;:1}}\" data-spl-bullet-format=\"{}\">\n<li>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-list-id=\"4\" data-list-info=\"{&quot;id&quot;:4,&quot;l&quot;:0}\" data-window-control-info=\"true\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Un acconto per il vostro banchetto di nozze<\/p>\n<\/li>\n<li>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-list-id=\"4\" data-list-info=\"{&quot;id&quot;:4,&quot;l&quot;:0}\" data-window-control-info=\"true\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Scopi di viaggio<\/p>\n<\/li>\n<li>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-list-id=\"4\" data-list-info=\"{&quot;id&quot;:4,&quot;l&quot;:0}\" data-window-control-info=\"true\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Emergenze mediche<\/p>\n<\/li>\n<li>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-list-id=\"4\" data-list-info=\"{&quot;id&quot;:4,&quot;l&quot;:0}\" data-window-control-info=\"true\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Per pagare le tasse universitarie<\/p>\n<\/li>\n<li>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-list-id=\"4\" data-list-info=\"{&quot;id&quot;:4,&quot;l&quot;:0}\" data-window-control-info=\"true\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Marea sulle spese funebri<\/p>\n<\/li>\n<\/ul>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Sembra una buona soluzione alle proprie esigenze finanziarie, non \u00e8 vero? infatti, ci sono numerose ragioni per prendere un prestito personale Ma prima di farlo, \u00e8 importante che tu capisca come funzionano Se no, potresti semplicemente trovarti in una trappola del debito.<\/p>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Ecco alcune cose che devi sapere su come funzionano i prestiti personali:<\/p>\n<ol data-list-id=\"1\" data-list-format=\"{&quot;level5&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0005.&quot;,&quot;type&quot;:2,&quot;ltype&quot;:2,&quot;startsWith&quot;:1},&quot;level4&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0004.&quot;,&quot;type&quot;:4,&quot;ltype&quot;:4,&quot;startsWith&quot;:1},&quot;level7&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0007.&quot;,&quot;type&quot;:4,&quot;ltype&quot;:4,&quot;startsWith&quot;:1},&quot;level6&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0006.&quot;,&quot;type&quot;:0,&quot;ltype&quot;:0,&quot;startsWith&quot;:1},&quot;level8&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;b.&quot;,&quot;type&quot;:2,&quot;ltype&quot;:2,&quot;startsWith&quot;:1},&quot;level1&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0001.&quot;,&quot;type&quot;:4,&quot;ltype&quot;:4,&quot;startsWith&quot;:1},&quot;level0&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0000.&quot;,&quot;type&quot;:0,&quot;ltype&quot;:0,&quot;startsWith&quot;:1},&quot;level3&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0003.&quot;,&quot;type&quot;:0,&quot;ltype&quot;:0,&quot;startsWith&quot;:1},&quot;level2&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0002.&quot;,&quot;type&quot;:2,&quot;ltype&quot;:2,&quot;startsWith&quot;:1}}\" data-spl-bullet-format=\"{}\">\n<li>\n<h2 class=\"zw-paragraph heading2\" data-header=\"2\" data-hd-info=\"2\" data-list-id=\"1\" data-list-info=\"{&quot;id&quot;:1,&quot;l&quot;:0}\" data-keep-line-info=\"true\">Familiarizza con i termini comunemente usati<\/h2>\n<\/li>\n<\/ol>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">\u00c8 sempre una buona idea familiarizzare con i termini comuni che sei destinato a trovare mentre consideri la possibilit\u00e0 di richiedere un prestito personale. La comprensione dei seguenti termini ti aiuter\u00e0 anche a capire meglio a cosa stai sottoscrivendo:<\/p>\n<ul data-list-id=\"2\" data-list-format=\"{&quot;level5&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;\u25aa&quot;,&quot;type&quot;:8,&quot;ltype&quot;:23,&quot;startsWith&quot;:1},&quot;level4&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;o&quot;,&quot;type&quot;:7,&quot;ltype&quot;:23,&quot;startsWith&quot;:1},&quot;level7&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;o&quot;,&quot;type&quot;:7,&quot;ltype&quot;:23,&quot;startsWith&quot;:1},&quot;level6&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;\u25cf&quot;,&quot;type&quot;:6,&quot;ltype&quot;:23,&quot;startsWith&quot;:1},&quot;level8&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;\u25aa&quot;,&quot;type&quot;:8,&quot;ltype&quot;:23,&quot;startsWith&quot;:1},&quot;level1&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;o&quot;,&quot;type&quot;:7,&quot;ltype&quot;:23,&quot;startsWith&quot;:1},&quot;level0&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;\u25cf&quot;,&quot;type&quot;:6,&quot;ltype&quot;:23,&quot;startsWith&quot;:1},&quot;level3&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;\u25cf&quot;,&quot;type&quot;:6,&quot;ltype&quot;:23,&quot;startsWith&quot;:1},&quot;level2&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;\u25aa&quot;,&quot;type&quot;:8,&quot;ltype&quot;:23,&quot;startsWith&quot;:1}}\" data-spl-bullet-format=\"{}\">\n<li>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-list-id=\"2\" data-list-info=\"{&quot;id&quot;:2,&quot;l&quot;:0}\" data-window-control-info=\"true\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Preside: Questo \u00e8 l&#8217;importo che la banca accetta di prestarti.<\/p>\n<\/li>\n<li>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-list-id=\"2\" data-list-info=\"{&quot;id&quot;:2,&quot;l&quot;:0}\" data-window-control-info=\"true\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Interesse: tenere sempre presente che esistono due tipi di interessi: il tasso di interesse pubblicizzato e il tasso di interesse effettivo (EIR).<\/p>\n<ul data-list-id=\"2\">\n<li>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-list-id=\"2\" data-list-info=\"{&quot;id&quot;:2,&quot;l&quot;:1}\" data-window-control-info=\"true\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Il tasso di interesse pubblicizzato \u00e8 quello che troverete in tutto il materiale di marketing fornito dalla banca.<\/p>\n<\/li>\n<li>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-list-id=\"2\" data-list-info=\"{&quot;id&quot;:2,&quot;l&quot;:1}\" data-window-control-info=\"true\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">L&#8217;EIR \u00e8 il vero costo del prestito poich\u00e9 include le commissioni di servizio e qualsiasi altra commissione addebitata durante l&#8217;elaborazione del prestito. Prestare attenzione all&#8217;EIR prima di richiedere il prestito.<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-list-id=\"2\" data-list-info=\"{&quot;id&quot;:2,&quot;l&quot;:0}\" data-window-control-info=\"true\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Total Debt Servicing Ratio (TDSR): se hai gi\u00e0 pi\u00f9 prestiti, la tua richiesta di prestito personale potrebbe essere respinta sulla base del fatto che non soddisfa il requisito TDSR accettabile Le autorit\u00e0 monetarie di tutto il mondo hanno stabilito limiti diversi per questo rapporto per garantire che le persone non prendano in prestito pi\u00f9 di quanto possano permettersi Secondo questo quadro, i pagamenti mensili del debito, idealmente, non dovrebbero superare il 60% del reddito mensile della famiglia.<\/p>\n<\/li>\n<\/ul>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Ora che hai capito questi termini di base, passiamo al passaggio successivo.<\/p>\n<ol start=\"2\" data-list-id=\"1\" data-list-format=\"{&quot;level5&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0005.&quot;,&quot;type&quot;:2,&quot;ltype&quot;:2,&quot;startsWith&quot;:1},&quot;level4&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0004.&quot;,&quot;type&quot;:4,&quot;ltype&quot;:4,&quot;startsWith&quot;:1},&quot;level7&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0007.&quot;,&quot;type&quot;:4,&quot;ltype&quot;:4,&quot;startsWith&quot;:1},&quot;level6&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0006.&quot;,&quot;type&quot;:0,&quot;ltype&quot;:0,&quot;startsWith&quot;:1},&quot;level8&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;b.&quot;,&quot;type&quot;:2,&quot;ltype&quot;:2,&quot;startsWith&quot;:1},&quot;level1&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0001.&quot;,&quot;type&quot;:4,&quot;ltype&quot;:4,&quot;startsWith&quot;:1},&quot;level0&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0000.&quot;,&quot;type&quot;:0,&quot;ltype&quot;:0,&quot;startsWith&quot;:1},&quot;level3&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0003.&quot;,&quot;type&quot;:0,&quot;ltype&quot;:0,&quot;startsWith&quot;:1},&quot;level2&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0002.&quot;,&quot;type&quot;:2,&quot;ltype&quot;:2,&quot;startsWith&quot;:1}}\" data-spl-bullet-format=\"{}\">\n<li>\n<h2 class=\"zw-paragraph heading2\" data-header=\"2\" data-hd-info=\"2\" data-list-id=\"1\" data-list-info=\"{&quot;id&quot;:1,&quot;l&quot;:0}\" data-keep-line-info=\"true\">Fai la tua ricerca<\/h2>\n<\/li>\n<\/ol>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Sai come confronti scrupolosamente le funzionalit\u00e0 di due telefoni prima di decidere di acquistarne uno? \u00e8 esattamente il livello di ricerca che devi fare mentre cerchi un prestito personale Fai la tua ricerca a fondo e leggi i termini e le condizioni Se un prestito l\u00e0 fuori sembra troppo bello per essere vero, chiediti perch\u00e9 pu\u00f2 essere cos\u00ec? ci sono commissioni e spese nascoste?<\/p>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Un ottimo modo per comprendere le clausole scritte in piccolo \u00e8 pubblicare la tua domanda su forum online che si rivolgono ai finanziamenti Le risposte che riceverai saranno autentiche e imparziali poich\u00e9 le possibilit\u00e0 che vengano moderate dalla banca sono piuttosto basse.<\/p>\n<ol start=\"3\" data-list-id=\"1\" data-list-format=\"{&quot;level5&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0005.&quot;,&quot;type&quot;:2,&quot;ltype&quot;:2,&quot;startsWith&quot;:1},&quot;level4&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0004.&quot;,&quot;type&quot;:4,&quot;ltype&quot;:4,&quot;startsWith&quot;:1},&quot;level7&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0007.&quot;,&quot;type&quot;:4,&quot;ltype&quot;:4,&quot;startsWith&quot;:1},&quot;level6&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0006.&quot;,&quot;type&quot;:0,&quot;ltype&quot;:0,&quot;startsWith&quot;:1},&quot;level8&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;b.&quot;,&quot;type&quot;:2,&quot;ltype&quot;:2,&quot;startsWith&quot;:1},&quot;level1&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0001.&quot;,&quot;type&quot;:4,&quot;ltype&quot;:4,&quot;startsWith&quot;:1},&quot;level0&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0000.&quot;,&quot;type&quot;:0,&quot;ltype&quot;:0,&quot;startsWith&quot;:1},&quot;level3&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0003.&quot;,&quot;type&quot;:0,&quot;ltype&quot;:0,&quot;startsWith&quot;:1},&quot;level2&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0002.&quot;,&quot;type&quot;:2,&quot;ltype&quot;:2,&quot;startsWith&quot;:1}}\" data-spl-bullet-format=\"{}\">\n<li>\n<h2 class=\"zw-paragraph heading2\" data-header=\"2\" data-hd-info=\"2\" data-list-id=\"1\" data-list-info=\"{&quot;id&quot;:1,&quot;l&quot;:0}\" data-keep-line-info=\"true\">Non effettuare pi\u00f9 applicazioni<\/h2>\n<\/li>\n<\/ol>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Potresti pensare che il modo migliore per ottenere un prestito personale sia quello di avvicinare le banche come potenziale mutuatario e quindi richiedere il prestito e vedere se la tua richiesta verr\u00e0 approvata Tuttavia, ci\u00f2 che potresti non sapere \u00e8 che ogni volta che richiedi un prestito, il tuo rapporto di credito viene tirato su E ogni volta che il tuo rapporto di credito viene tirato su, finisce per influenzare il tuo punteggio di credito.<\/p>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Supponiamo, ad esempio, di aver contattato 8 banche diverse in un mese, di aver chiesto informazioni sui loro prodotti di prestito personale e di averne richiesti 4. ci\u00f2 significa che il tuo rapporto di credito \u00e8 stato ritirato ogni volta che hai compilato e presentato la tua domanda. Diciamo che richiedi un prestito personale da un&#8217;altra banca. Questa banca tirer\u00e0 il tuo rapporto di credito Vedranno che nell&#8217;ultimo mese hai gi\u00e0 richiesto 4 volte un prestito personale. Nella loro mente, questa \u00e8 una bandiera rossa. Potrebbero pensare che il motivo per cui hai fatto cos\u00ec tante richieste e presentato cos\u00ec tante richieste sia perch\u00e9 probabilmente stai cercando un importo di prestito a cui non hai diritto, oppure la banca potrebbe essere sospettosa delle ragioni per cui hai preso un prestito. Tutto ci\u00f2 alla fine influenzer\u00e0 il tuo punteggio di credito in modo negativo.<\/p>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Naturalmente, questo \u00e8 solo un esempio e non si sta davvero andando a compilare 5 domande in un mese Ma \u00e8 importante tenere a mente che ogni volta che si invia una domanda di prestito, il vostro rapporto di credito viene tirato su.<\/p>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Ecco perch\u00e9 \u00e8 importante fare le tue ricerche prima di fare una richiesta con la banca.<\/p>\n<ol start=\"4\" data-list-id=\"1\" data-list-format=\"{&quot;level5&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0005.&quot;,&quot;type&quot;:2,&quot;ltype&quot;:2,&quot;startsWith&quot;:1},&quot;level4&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0004.&quot;,&quot;type&quot;:4,&quot;ltype&quot;:4,&quot;startsWith&quot;:1},&quot;level7&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0007.&quot;,&quot;type&quot;:4,&quot;ltype&quot;:4,&quot;startsWith&quot;:1},&quot;level6&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0006.&quot;,&quot;type&quot;:0,&quot;ltype&quot;:0,&quot;startsWith&quot;:1},&quot;level8&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;b.&quot;,&quot;type&quot;:2,&quot;ltype&quot;:2,&quot;startsWith&quot;:1},&quot;level1&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0001.&quot;,&quot;type&quot;:4,&quot;ltype&quot;:4,&quot;startsWith&quot;:1},&quot;level0&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0000.&quot;,&quot;type&quot;:0,&quot;ltype&quot;:0,&quot;startsWith&quot;:1},&quot;level3&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0003.&quot;,&quot;type&quot;:0,&quot;ltype&quot;:0,&quot;startsWith&quot;:1},&quot;level2&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0002.&quot;,&quot;type&quot;:2,&quot;ltype&quot;:2,&quot;startsWith&quot;:1}}\" data-spl-bullet-format=\"{}\">\n<li>\n<h2 class=\"zw-paragraph heading2\" data-header=\"2\" data-hd-info=\"2\" data-list-id=\"1\" data-list-info=\"{&quot;id&quot;:1,&quot;l&quot;:0}\" data-keep-line-info=\"true\">Determina il tipo di prestito personale di cui hai bisogno<\/h2>\n<\/li>\n<\/ol>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Probabilmente stai leggendo questo e pensando che tutto ci\u00f2 di cui hai bisogno \u00e8 un prestito personale Ma sapevi che esistono diversi tipi di prestiti personali? la maggior parte dei prestiti personali pu\u00f2 essere ampiamente suddivisa nei seguenti tre tipi:<\/p>\n<ul data-list-id=\"3\" data-list-format=\"{&quot;level5&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;\u25aa&quot;,&quot;type&quot;:8,&quot;ltype&quot;:23,&quot;startsWith&quot;:1},&quot;level4&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;o&quot;,&quot;type&quot;:7,&quot;ltype&quot;:23,&quot;startsWith&quot;:1},&quot;level7&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;o&quot;,&quot;type&quot;:7,&quot;ltype&quot;:23,&quot;startsWith&quot;:1},&quot;level6&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;\u25cf&quot;,&quot;type&quot;:6,&quot;ltype&quot;:23,&quot;startsWith&quot;:1},&quot;level8&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;\u25aa&quot;,&quot;type&quot;:8,&quot;ltype&quot;:23,&quot;startsWith&quot;:1},&quot;level1&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;o&quot;,&quot;type&quot;:7,&quot;ltype&quot;:23,&quot;startsWith&quot;:1},&quot;level0&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;\u25cf&quot;,&quot;type&quot;:6,&quot;ltype&quot;:23,&quot;startsWith&quot;:1},&quot;level3&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;\u25cf&quot;,&quot;type&quot;:6,&quot;ltype&quot;:23,&quot;startsWith&quot;:1},&quot;level2&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;\u25aa&quot;,&quot;type&quot;:8,&quot;ltype&quot;:23,&quot;startsWith&quot;:1}}\" data-spl-bullet-format=\"{}\">\n<li>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-list-id=\"3\" data-list-info=\"{&quot;id&quot;:3,&quot;l&quot;:0}\" data-window-control-info=\"true\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Prestito rateale personale: questo \u00e8 il tipo pi\u00f9 comune di prestito personale La banca accredita una quantit\u00e0 predeterminata di contanti sul tuo conto prestito, che puoi quindi utilizzare come desideri Tuttavia, gli interessi che ti vengono addebitati riguardano l&#8217;intero importo del prestito e non solo l&#8217;importo che hai utilizzato Il pi\u00f9 delle volte, il tasso di interesse \u00e8 fisso e devi effettuare pagamenti rateali ogni mese.<\/p>\n<\/li>\n<li>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-list-id=\"3\" data-list-info=\"{&quot;id&quot;:3,&quot;l&quot;:0}\" data-window-control-info=\"true\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Linea di credito: Conosciuta anche come linea di credito personale, questo tipo di prestito \u00e8 noto come prestito rotativo Qui, la banca determina l&#8217;importo che sono disposti a estendere a voi in base al reddito mensile La maggior parte delle banche tendono ad estendere le linee di credito personali fino a 4 volte il reddito mensile Con una linea di credito, si pagano solo gli interessi sull&#8217;importo che si utilizza.<\/p>\n<\/li>\n<li>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-list-id=\"3\" data-list-info=\"{&quot;id&quot;:3,&quot;l&quot;:0}\" data-window-control-info=\"true\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Trasferimento del saldo: un prestito di trasferimento del saldo ti consente di trasferire uno qualsiasi dei tuoi attuali prestiti in essere non garantiti in un unico posto, con un tasso di interesse pi\u00f9 basso Questo \u00e8 particolarmente utile se vuoi consolidare il tuo debito e renderlo pi\u00f9 gestibile.<\/p>\n<\/li>\n<\/ul>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">\u00c8 importante notare che i prestiti rotativi generalmente hanno tassi di interesse pi\u00f9 elevati poich\u00e9 c&#8217;\u00e8 un maggiore grado di flessibilit\u00e0 di cui puoi godere con i soldi Per di pi\u00f9, i prestiti rotativi dovrebbero essere presi solo se sei sicuro di poter effettuare il pagamento per l&#8217;importo prelevato a breve e non dovrebbero mai essere utilizzati come fonte di denaro per impegni a lungo termine.<\/p>\n<ol start=\"5\" data-list-id=\"1\" data-list-format=\"{&quot;level5&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0005.&quot;,&quot;type&quot;:2,&quot;ltype&quot;:2,&quot;startsWith&quot;:1},&quot;level4&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0004.&quot;,&quot;type&quot;:4,&quot;ltype&quot;:4,&quot;startsWith&quot;:1},&quot;level7&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0007.&quot;,&quot;type&quot;:4,&quot;ltype&quot;:4,&quot;startsWith&quot;:1},&quot;level6&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0006.&quot;,&quot;type&quot;:0,&quot;ltype&quot;:0,&quot;startsWith&quot;:1},&quot;level8&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;b.&quot;,&quot;type&quot;:2,&quot;ltype&quot;:2,&quot;startsWith&quot;:1},&quot;level1&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0001.&quot;,&quot;type&quot;:4,&quot;ltype&quot;:4,&quot;startsWith&quot;:1},&quot;level0&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0000.&quot;,&quot;type&quot;:0,&quot;ltype&quot;:0,&quot;startsWith&quot;:1},&quot;level3&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0003.&quot;,&quot;type&quot;:0,&quot;ltype&quot;:0,&quot;startsWith&quot;:1},&quot;level2&quot;:{&quot;paraFormat&quot;:{&quot;textFormat&quot;:{}},&quot;c&quot;:&quot;u0002.&quot;,&quot;type&quot;:2,&quot;ltype&quot;:2,&quot;startsWith&quot;:1}}\" data-spl-bullet-format=\"{}\">\n<li>\n<h2 class=\"zw-paragraph heading2\" data-header=\"2\" data-hd-info=\"2\" data-list-id=\"1\" data-list-info=\"{&quot;id&quot;:1,&quot;l&quot;:0}\" data-keep-line-info=\"true\">Conservare i documenti necessari sul posto<\/h2>\n<\/li>\n<\/ol>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Mentre ogni banca richieder\u00e0 di fornire loro documenti diversi, alcuni documenti sono standard tra le banche Questi includono documenti relativi all&#8217;identit\u00e0 e al reddito Il pi\u00f9 delle volte, ti verr\u00e0 chiesto di fornire alla banca copie delle tue buste paga mensili e delle tue dichiarazioni dei redditi Se sei uno straniero che cerca di richiedere un prestito, allora ti verr\u00e0 chiesto di fornire una copia del tuo passaporto cos\u00ec come una copia della tua carta di lavoro.<\/p>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Tieni presente, per\u00f2, che questi sono solo documenti di base. Ogni banca potrebbe avere una serie di requisiti diversi.<\/p>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;td&quot;:&quot;none&quot;,&quot;fv&quot;:&quot;none&quot;,&quot;fgc&quot;:&quot;rgb(0,0,0)&quot;,&quot;size&quot;:11,&quot;ts_verticalalign&quot;:&quot;baseline&quot;,&quot;fs&quot;:&quot;none&quot;}\" data-writer-border-info=\"{&quot;border-between&quot;:{&quot;color&quot;:&quot;rgb(0,0,0)&quot;,&quot;width&quot;:&quot;0.0px&quot;,&quot;type&quot;:&quot;solid&quot;,&quot;space&quot;:&quot;0px&quot;},&quot;border-sides&quot;:[&quot;border-top&quot;,&quot;border-between&quot;,&quot;border-right&quot;,&quot;border-left&quot;,&quot;border-bottom&quot;]}\">Seguire questi 5 passaggi aiuter\u00e0 a garantire tre cose In primo luogo, sarai in grado di determinare che tipo di prestito personale stai cercando In secondo luogo, sarai in una posizione migliore quando si tratta di comprendere i vari termini e condizioni come stabilito dalla banca E infine, sarai pronto con tutto il necessario per la banca per approvare il tuo prestito senza problemi.<\/p>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;fw&quot;:&quot;bold&quot;,&quot;size&quot;:12}\">Biografia dell&#8217;autore:<\/p>\n<p class=\"zw-paragraph\" data-textformat=\"{&quot;size&quot;:12}\">[autore] [autore_immagine timthumb=&#8217;on&#8217;][\/autore_immagine] [autore_info]<strong>Nidhi Mahajan<\/strong> \u00e8 scrittrice e blogger. Ama scrivere notizie su affari e finanza. Per ulteriori informazioni puoi controllare il suo blog su pop-pins.com[\/author_info] [\/author]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Se ti sei mai trovato in una situazione in cui hai bisogno di grandi quantit\u00e0 di denaro per superare un\u2019emergenza, allora sai quanto pu\u00f2 essere preoccupante cercare di capire da dove esattamente otterrai i soldi. Grazie a Dio per i prestiti personali! in quasi tutti i paesi del mondo, \u00e8 possibile prendere in prestito ingenti [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":702528,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_display_image":"","footnotes":""},"categories":[1314],"tags":[1199],"class_list":["post-702527","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economia-in-ungheria","tag-utile"],"blocksy_meta":[],"author_username":"alk","telegram_post":"","public_post_metadata":{"breaking_news":"","important":"","csempe":"","center_tile":"","disable_thumbnail":"","target_lang":"","_featured_image_style":"","telegram_post":"","_xlat_group_id":""},"public_rank_math_data":{"title":"%titolo% %sep% %nomesito%","description":"","focus_keyword":"","canonical_url":"","robots":"","primary_category":"1314","breadcrumb_title":"","facebook_title":"","facebook_description":"","facebook_image":"","facebook_image_id":"","twitter_title":"","twitter_description":"","twitter_image":"","twitter_image_id":"","twitter_card_type":"","twitter_use_facebook":"","advanced_robots":"","pillar_content":"","seo_score":"","contentai_score":"","rich_snippet":""},"_links":{"self":[{"href":"https:\/\/dailynewshungary.com\/it\/wp-json\/wp\/v2\/posts\/702527","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dailynewshungary.com\/it\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dailynewshungary.com\/it\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dailynewshungary.com\/it\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/dailynewshungary.com\/it\/wp-json\/wp\/v2\/comments?post=702527"}],"version-history":[{"count":0,"href":"https:\/\/dailynewshungary.com\/it\/wp-json\/wp\/v2\/posts\/702527\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dailynewshungary.com\/it\/wp-json\/wp\/v2\/media\/702528"}],"wp:attachment":[{"href":"https:\/\/dailynewshungary.com\/it\/wp-json\/wp\/v2\/media?parent=702527"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dailynewshungary.com\/it\/wp-json\/wp\/v2\/categories?post=702527"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dailynewshungary.com\/it\/wp-json\/wp\/v2\/tags?post=702527"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}